SBI PO Salary 2025 Revised, New In-hand Salary Structure, Pay Slip
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The salary of an SBI PO (State Bank of India Probationary Officer) is a major draw for banking aspirants, which is why every year, thousands of candidates compete for this job opportunity. With the annual release of SBI PO vacancies and a salary package that is higher than that of other nationalized banks, competition for this position is fierce. This year, SBI PO Salary has been increased and the revised salary structure has been discussed in the article. Also check job profile, career growth opportunities, allowances, and promotion prospects for an SBI PO.
SBI PO Salary 2025
The increased SBI PO salary is one of the major reasons for candidates to get into the banking domain apart from security, lucrative perks, and allowances. The initial basic salary offered to an SBI Probationary Officer is Rs. 48,480 (with 4 advanced increments). As per the revised Bipartite Settlement With four advance increments the compensation size of a Probationary Officer is 48480-2000/7-62480-2340/2-67160-2680/7-85920. This means the PO will get a basic of Rs. 48480 with an increment of Rs. 2000 for the next 7 years, followed by a basic of Rs. 62480 with an annual increment of Rs. 2340 for the next two years and so on. The maximum basic salary for the probationary officer in SBI bank can be Rs. 85920.
SBI PO Salary Structure
The initial in-hand salary of an SBI Probationary Officer (PO) is approximately Rs. 84000 to 85000. The below Salary Structure has been prepared as per the revised SBI PO Salary, the candidates who are dreaming of the job opportunity of SBI Probationary Officer must be aware of the increased Salary of SBI PO.
| SBI PO Salary Structure in India | |
| Parameters | Amount (INR) |
| Basic Pay | Rs. 48,480 (+ 4 advanced increments) |
| Special Allowance (SA) | Rs. 14,967 |
| House Rent Allowance (HRA) | Rs. 5648 |
| Dearness Allowance (DA) | Rs. 14,336 |
| City Compensatory Allowance | Rs. 2,300 |
| Learning Allowance | Rs. 850 |
| Gross Salary | Rs. 94,581 |
| Deduction (PF/Income Tax/Professional Tax/Pension) | Rs. 9,617 |
| Net Salary | Rs. 84,964 |
SBI PO Prelims Result 2025 Out- Click to Check
SBI PO Prelims Cut Off 2025 Out- Click to Check
SBI PO Salary Deduction
From the Gross Salary of SBI PO i.e. Rs. 84,964 the following monthly deductions will be done after which the officers get the in-hand SBI PO Bank salary of Rs. 85000 (approximately). Check the SBI PO Salary Deduction as detailed below.
| SBI PO Salary Deduction | |
| Particulars | Amount |
| Employee PF Contribution | Rs. 5,648/- |
| Professional Tax | Rs. 200/- |
| Income Tax | Rs. 3,769/- |
| Total Deductions | Rs. 9,617/- |
SBI PO In-Hand Salary
The initial in-hand salary of SBI PO ranges between Rs. 84000 to 85000 per month with the basic pay of Rs. 48,480/-. The Gross compensation received at Mumbai Centre is 18.67 lacs. The SBI Probationary Officers are eligible for Lease Rental/ HRA, DA, Medical, CCA and other allowances besides basic pay. The amount varies with the location of the job posting.
SBI PO Salary Increment
The SBI POs will be awarded a yearly increment which is fixed for a particular period. Check the below table to learn about the SBI PO Increment cycle.
| SBI PO year-wise Increment | ||
| Period | Increment | Basic Salary |
| First 4 increments | - | Rs. 48,480/- |
| First 7 years | Rs. 2000/- | Rs. 62,480/- |
| Next 2 years | Rs. 2340/- | Rs. 67,160/- |
| Another 7 years | Rs. 2680/- | Rs. 85920 |
SBI PO Allowances
The salary includes several allowances that contribute to the total sum. These are some standard allowances that a Probationary officer in SBI gets along with the basic amount. These include:
| SBI PO Salary Allowances | |
| Allowance | Amount |
| Dearness Allowance | 19.83% of the Basic Pay |
| City Compensatory Allowance | 3–4% depending on location |
| House Rent Allowance | 7–9% depending on Place of Posting |
| Furniture Allowance | Rs. 1,20,000 |
| Medical Insurance | 100% covered for employee | 75% covered for dependent family |
| Travelling Allowance | AC 2-tier fare is reimbursed to the employee for official travels |
| Petrol Allowance | Rs. 1,100 – 1,250 |
| Newspaper Allowance, Entertainment Allowance, Books Allowance, etc. | Varies based on Cadre |
SBI PO Perks
Along with the handsome and lucrative in-hand salary, SBI PO also enjoys various perks & benefits which have been listed below:
1. Contribution Pension Scheme/New Pension Scheme.
2. Medical Aid for self (100%) and for family (75%).
3. LTC.
4. Home Travel Concession/ Leave Fare Concession.
5. Concessional interest rates for Housing/Car/Personal Loans.
SBI PO Job Profile & Promotion
The candidates who are shortlisted for SBI PO posts have to undergo basic banking knowledge training before joining as Probationary Officers. At the time of joining, the candidates have to sign a bond of Rs. 2 lakhs and serve the bank for a minimum of three years. After the probation period, the candidates will be confirmed as Junior Manager Grade Scale I (JMGS-I)
Being the most prestigious bank of the country, the employees ought to get the best from the job. SBI conducts annual promotion exams, increasing the job standard(profile), position and salary. Thus, a PO gets good exposure in the overall terms of his career. A two-year probation needs to be served by the SBI PO. After that, the promotion positions are as follows:
1. Assistant Manager
2. Deputy Manager
3. Manager
4. Chief Manager
5. Assistant General Manager
6. Deputy General Manager
7. General Manager
8. Chief General Manager
9. Deputy Managing Director
10. Managing Director
11. Chairman