JAIIB 2026 Exam Certification, Exam Dates, Eligibility, Online Form, Benefits

The Junior Associate of the Indian Institute of Bankers (JAIIB) Exam is conducted by the Indian Institute of Banking & Finance (IIBF) for banking and finance sector employees to develop a comprehensive understanding of banking operations and enhance their career prospects within the banking and finance industry. Scroll down for the complete details for detailed information regarding the JAIIB exam. 

JAIIB Exam 2026

The JAIIB exam is a flagship course held twice a year, i.e., May/June and October/November, open only to candidates working in the banking or finance sector. IIBF JAIIB is a great opportunity for banking employees to gain essential knowledge in banking operations, financial management, and customer service, helping them achieve higher positions and better opportunities in their careers. Candidates interested in the JAIIB exam must be IIBF members, employed in a member banking or financial institution.

IIBF JAIIB 2026-Highlights

The candidates aspiring to appear for the Junior Associate of the Indian Institute of Bankers (JAIIB) exam must ensure to submit their applications within the time period and appear for the exam as per the schedule. The qualifying marks in the JAIIB CAIIB Exam 2026 are 50 out of 100 marks. 

JAIIB Exam Date 2026 (Expected)

The banking and finance professionals who will complete their registration process for the JAIIB May/June and October/November Exams successfully can appear for the JAIIB Exam 2026. The expected subject-wise schedule for JAIIB Exam for both sessions is as follows- 

JAIIB Exam 2026 Important Dates

The JAIIB is conducted twice a year by IIBF, for which the official schedule will soon be released. Check the JAIIB 2026 Exam Dates & other important dates from the table below. 

JAIIB 2026 Eligibility Criteria

• Common candidates are not eligible for the JAIIB exam. Only regular members of the Indian Institute of Banking & Finance can apply for the JAIIB Exam 2026.
• JAIIB exam is only for candidates who are already employed in the banking and finance industry and whose employers are members of the Institute that fulfill the JAIIB eligibility.
• The employee must be holding a passing certification of the 12th standard examination in any discipline or its equivalent.
• The candidates, at the discretion of the institute, may be allowed to appear for the JAIIB exam even if they have not passed the 12th board exam. However, in such a case, candidates need the recommendation of the Manager or officer-in-charge of the bank.
• Subordinate staff of recognised Banking/ Financial Institutions in India, who are members of the Institute, are eligible to appear at the examination, provided they have passed the 12th standard examination or its equivalent.

IIBF JAIIB 2026 Online Form 

JAIIB 2026 online application process for both sessions will be conducted online at http://www.iibf.org.in/. Candidates have to submit their duly filled application from the official website,http://www.iibf.org.in/. Registration through any other mode will not be accepted under any circumstances. Candidates must keep the necessary documents handy while submitting the online form. 

Steps to Apply Online for the IIBF JAIIB Exam 2026

Follow the steps below to submit your online application for the JAIIB 2026 exam:

1.  Visit the official website of the Indian Institute of Banking and Finance at iibf.gov.in.
2. On the home page, click on the ‘Examination/Courses’ option appearing on the left side of the screen.
3. Select the ‘Flagship Courses’ out of the given options.
4. Choose JAIIB, and a new page will open where you can proceed with the JJAIIB online application.
5. Enter your required details carefully and attach the documents required.
6. Pay the application fee online.
7. Submit your JAIIB Application Form before last date.

JAIIB 2026 Application Fee

The registration fees for the JAIIB 2026 Exam have been detailed below, which are to be paid online through a debit or credit card.  The amount to be paid as the JAIIB Registration fees are different for the number of attempts. For 1st attempt, candidates need to pay Rs. 4,000/- and those appearing for a second time must pay Rs. 1300/- as an application fee.

JAIIB 2026 Exam Pattern 

1. The JAIIB Exam will be held in online mode, and the type of questions will be Multiple Choice Questions.
2. There will be no negative marking for wrong answers.
3. The duration for each paper will be of 2 hours.
4. Each paper will be held on different dates.

JAIIB 2026 Syllabus

The JAIIB 2026 Exam is divided into 4 papers for which the JAIIB Syllabus has been decided by the IIBF. Each paper is further divided into Modules & their sub-topics which has been discussed below. Refer to the table to have an idea about each paper and its modules.  

JAIIB Salary Increment

Qualifying for the JAIIB Exam not only enhances banking knowledge but also offers significant financial benefits. The table below shows an estimated breakdown of salary increases for Probationary Officers and Clerks after passing the JAIIB exams, based on industry standards. 

JAIIB Certificate 2026

Qualified candidates in the JAIIB exam will be awarded the digitally signed JAIIB Certificate 2026. The certificate is sent via email to the candidate’s registered email address within 3 weeks of the result’s declaration date. The certificate includes the candidate's name, registration number, name of exam etc. The certificate is useful for official verification and can be used for further certifications like CAIIB and career advancement. 

JAIIB Syllabus & Exam Pattern 2026- Click to Check

JAIIB Previous Year Question Papers- Download PDF

JAIIB 2026 Admit Card

JAIIB Admit Card 2026 will be released 7 to 10 days before the exam date, and the candidates can download their hall ticket online from the official website of IIBF. The JAIIB 2026 Admit Card is mandatory to be carried to the exam hall to get permission to appear in the JAIIB Exam. The candidates must download their JAIIB Hall Ticket well before the last date and keep a hard copy ready beforehand. 

JAIIB 2026 Result 

The names of the candidates who qualify for the written tests for Junior Associate of the Indian Institute of Bankers will be announced by the institute on its official website after the completion of the exam process. The results for each paper will be displayed separately on the website to make it easy for the candidates to search for their roll numbers.