JAIIB Exam 2025 Notification, Exam Date (Out), Exam Pattern
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The Junior Associate of the Indian Institute of Bankers (JAIIB) Exam is conducted by the Indian Institute of Banking & Finance (IIBF) for banking and finance sector employees to develop a comprehensive understanding of banking operations and enhance their career prospects within the banking and finance industry. Scroll down for the complete details for detailed information regarding the JAIIB exam.
JAIIB Exam 2025
The JAIIB exam is a flagship course held twice a year, i.e., June and November, open only to candidates working in the banking or finance sector. IIBF JAIIB is a great opportunity for banking employees to gain essential knowledge in banking operations, financial management, and customer service, helping them achieve higher positions and better opportunities in their careers. Candidates interested in the JAIIB exam must be IIBF members, employed in a member banking or financial institution.
IIBF JAIIB 2025-Highlights
The candidates aspiring to appear for the Junior Associate of the Indian Institute of Bankers (JAIIB) exam must ensure to submit their applications before the last date and appear for the exam as per the schedule. The qualifying marks in the JAIIB CAIIB Exam 2025 are 50 out of 100 marks.
| IIBF JAIIB November 2025- Highlights | |
| Institution | Indian Institute of Banking & Finance (IIBF) |
| Exam Name | JAIIB/DBF/SOB |
| Course Type | Flagship |
| JAIIB Exam Date 2025 | 2nd, 8th, 9th, 16th November 2025 |
| Eligibility | Members Only |
| Exam Conducted | Twice in a year |
| Subjects |
|
| Qualifying Marks | 50 out of 100 |
| Official website | http://www.iibf.org.in/ |
JAIIB Exam 2025 Important Dates
The JAIIB is conducted twice a year by IIBF, for which the schedule has already been released. Check the JAIIB 2025 Exam Dates & other important dates from the table below.
| IIBF JAIIB 2025- Important Dates | |
| Events | Dates |
| JAIIB Registration 2025 Start Date | 1st August 2025 |
| JAIIB 2025 Online registration Last Date | 30th August 2025 |
| JAIIB Admit Card 2025 | 23rd October 2025 |
| JAIIB Exam Date 2025 | 2nd, 8th, 9th, 16th November 2025 |
| JAIIB Result 2025 | December 2025 |
JAIIB Result 2025 Out -Click to Check
JAIIB Exam Date 2025
The banking and finance professionals who will complete their registration process for the JAIIB November Exam successfully can appear for the JAIIB Exam 2025. As per the official announcement, the JAIIB Exam for the November Cycle was conducted on 2nd, 8th, 9th, and 19th November 2025.
| Name of Papers | Exam Dates |
| Indian Economy & Indian Financial System | 2nd November 2025 |
| Principles & Practice of Banking | 8th November 2025 |
| Accounting & Financial Management of Bankers | 9th November 2025 |
| Retail Banking & Wealth Management | 19th November 2025 |
JAIIB 2025 Eligibility Criteria
- Common candidates are not eligible for the JAIIB exam. Only regular members of the Indian Institute of Banking & Finance can apply for the JAIIB Exam 2025.
- JAIIB exam is only for candidates who are already employed in the banking and finance industry and whose employers are members of the Institute that fulfill the JAIIB eligibility.
- The employee must be holding a passing certification of the 12th standard examination in any discipline or its equivalent.
- The candidates, at the discretion of the institute, may be allowed to appear for the JAIIB exam even if they have not passed the 12th board exam. However, in such a case, candidates need the recommendation of the Manager or officer-in-charge of the bank.
- Subordinate staff of recognized Banking/ Financial Institutions in India, who are members of the Institute, are eligible to appear at the examination, provided they have passed the 12th standard examination or its equivalent.
IIBF JAIIB 2025 Online Form
JAIIB 2025 online application process for the November session has been completed. Candidates can submit their duly filled application from the official website,http://www.iibf.org.in/. Registartion through any other mode will not be accepted under any circumstances. Candidates must keep the necessary documents handy while submitting the online form.
JAIIB Registration 2025 Link (Inactive) - Click to Apply
Steps to Apply Online for the IIBF JAIIB Exam 2025
Follow the steps below to submit your online application for the JAIIB 2025 exam:
- Visit the official website of the Indian Institute of Banking and Finance at iibf.gov.in.
- On the home page, click on the ‘Examination/Courses’ option appearing on the left side of the screen.
- Select the ‘Flagship Courses’ out of the given options.
- Choose JAIIB, and a new page will open where you can proceed with the JJAIIB online application.
- Enter your required details carefully and attach the documents required.
- Pay the application fee online.
- Submit your JAIIB Application Form before last date.
JAIIB 2025 Application Fee
The registration fees for the JAIIB 2025 Exam have been detailed below, which are to be paid online through a debit or credit card. The amount to be paid as the JAIIB Registration fees are different for the number of attempts. For 1st attempt, candidates need to pay Rs. 4,000/- and those appearing for a second time must pay Rs. 1300/- as an application fee.
| Registration Fee | Registration Fee (For Oct- Nov Session) |
| Normal Examination fees | 1st to 7th August 2025 |
| Normal Examination fees plus Rs 100/- | 8th to 14th August 2025 |
| Normal Examination fees plus Rs 200/- | 15th to 30th August 2025 |
| Attempts | Normal Examination Fee |
| 1st Attempt Fee | Rs 4000/- |
| 2nd Attempt Fee | Rs 1300/- |
| 3rd Attempt Fee | Rs 1300/- |
| 4th Attempt Fee | Rs 1300/- |
| 5th Attempt Fee | Rs 1300/- |
JAIIB 2025 Exam Pattern
- The JAIIB Exam will be held in online mode, and the type of questions will be Multiple Choice Questions.
- There will be no negative marking for wrong answers.
- The duration for each paper will be of 2 hours.
- Each paper will be held on different dates.
| Papers | Papers | No. of Questions | Total Marks | Duration |
| Paper-I | Indian Economy & Financial System | 100 | 100 | 2 hours |
| Paper-II | Accounting & Financial Management of Banking | 100 | 100 | 2 hours |
| Paper-III | Principles & Practices of Banking | 100 | 100 | 2 hours |
| Paper-IV | Retail Banking & Wealth Management | 100 | 100 | 2 hours |
JAIIB 2025 Syllabus
The JAIIB 2025 Exam is divided into 4 papers for which the JAIIB Syllabus has been decided by the IIBF. Each paper is further divided into Modules & their sub-topics which has been discussed below. Refer to the table to have an idea about each paper and its modules.
| Papers | Modules | Syllabus |
| Paper 1- Indian Economy & Indian Financial System | Module A | Indian Economic Architecture |
| Module B | Economic Concept related to Banking | |
| Module C | Indian Financial Architecture | |
| Module D | Financial Products and Services | |
| Paper 2 – Principles and Practices of Banking | Module A | General Banking Operations |
| Module B | Functions of Banks | |
| Module C | Banking Technology | |
| Module D | Ethics in Bank & Financial Institutions | |
| Paper 3 – Accounting and Financial Management for Bankers | Module A | Accounting Principles and Processes |
| Module B | Financial Statement and Core Banking Systems | |
| Module C | Financial Management | |
| Module D | Taxation and Fundamental of Costing | |
| Paper 4 – Retail Banking and Wealth Management | Module A | Retail Banking |
| Module B | Retail Products and Recovery | |
| Module C | Support Services – Marketing of Banking Services/Products | |
| Module D | Wealth Management |
JAIIB Salary Increment
Qualifying for the JAIIB Exam not only enhances banking knowledge but also offers significant financial benefits. The table below shows an estimated breakdown of salary increases for Probationary Officers and Clerks after passing the JAIIB exams, based on industry standards.
| Characteristic | Probationary Officer | Clerk |
| JAIIB Increment (Approx.) | Rs. 4,000/- | Rs. 2,680/- |
| Total Monthly Increment (Approx.) | Rs. 6,000/- | Rs. 4,020/- |
| Annual Increment (Approx.) | Rs. 72,000/- | Rs. 48,240/- |
JAIIB Certificate 2025
Qualified candidates in the JAIIB exam will be awarded the digitally signed JAIIB Certificate 2025. The certificate is sent via email to the candidate’s registered email address within 3 weeks of the result’s declaration date. The certificate includes the candidate's name, registration number, name of exam etc. The certificate is useful for official verification and can be used for further certifications like CAIIB and career advancement.
JAIIB Syllabus & Exam Pattern 2025- Click to Check
JAIIB Previous Year Question Papers- Download PDF
JAIIB 2025 Admit Card
JAIIB Admit Card 2025 will be released 7 to 10 days before the exam date, and the candidates can download their hall ticket online from the official website of IIBF. The JAIIB 2025 Admit Card is mandatory to be carried to the exam hall to get permission to appear in the JAIIB Exam. The candidates must download their JAIIB Hall Ticket well before the last date and keep a hard copy ready beforehand.
JAIIB 2025 Result
The names of the candidates who qualify for the written tests for Junior Associate of the Indian Institute of Bankers will be announced by the institute on its official website after the completion of the exam process. The results for each paper will be displayed separately on the website to make it easy for the candidates to search for their roll numbers.