JAIIB Study Material 2026, Free Notes PDF and Previous Year Papers
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Junior Associate of the Indian Institute of Bankers (JAIIB) exam is conducted by the Indian Institute of Banking and Finance (IIBF) for banking and finance professionals to enhance their knowledge and advance their careers. The JAIIB Exam 2025 for the November cycle is going to be held on 2nd, 8th, 9th, and 16th November 2025. To qualify for the JAIIB Exam and prepare effectively, candidates must have the right and authentic study material. To assist aspirants, a curated collection of free JAIIB Study Material 2026 is also provided in the article.
JAIIB Study Material 2026
The right JAIIB Study Material 2026 offers several benefits that make exam preparation more effective and organized. When candidates practice with mock tests and PYQs, they become familiar with the exam pattern, which reduces stress on exam day. Good study material also ensures up-to-date knowledge, especially in areas like banking regulations, RBI guidelines, and financial policies, which often appear in the JAIIB Exam. Additionally, concise short notes and revision capsules save time during last-minute preparation, allowing for quick recall of important points.
JAIIB Study Material 2026- Overview
Choosing reliable JAIIB study material helps candidates stay focused, prepare strategically, and increase their chances of passing the exam on the first attempt, leading to professional growth in the banking sector. The JAIIB exam includes four compulsory papers. Each paper is divided into essential modules. Those modules cover important topics like banking, finance, accounting, and wealth management. By concentrating on these modules, candidates can build their fundamentals and gain the practical knowledge needed to succeed in various banking positions.
| Paper Name | Modules |
| Paper I: Indian Economy & Indian Financial System (IE&IFS) | Module A: Indian Economic Architecture Module B: Economic Concepts Related to Banking Module C: Indian Financial Architecture Module D: Financial Products and Services |
| Paper II: Principles & Practices of Banking (PPB) | Module A: General Banking Operations Module B: Functions of Banks Module C: Banking Technology Module D: Ethics in Bank & Financial Institutions |
| Paper III: Accounting & Financial Management for Bankers (AFM) | Module A: Accounting Principles and Processes Module B: Financial Statement and Core Banking Systems Module C: Financial Management Module D: Taxation and Fundamentals of Costing |
| Paper IV: Retail Banking & Wealth Management (RBWM) | Module A: Retail Banking Module B: Retail Products and Recovery Module C: Support Services – Marketing of Banking Services/Products Module D: Wealth Management |
JAIIB Study Material 2026 Fee PDF
For candidates getting ready for the JAIIB CAIIB Exam 2025, Adda247 has introduced a valuable resource: the JAIIB Study Material 2025 in free PDF format. This study material is carefully designed to cover all the important concepts, key formulas, and a variety of practice questions that are essential for effective preparation. With a clear approach, it helps candidates improve their understanding of key topics and practice thoroughly, ensuring better performance in the exam.
JAIIB IE & IFS Study Material
The first paper of the JAIIB Exam is Indian Economy and Indian Financial System (IE and IFS). It tests a candidate's understanding of the economic environment, banking system, and financial services in India. The paper has four modules. Preparing them in an organized way is essential for success.
JAIIB IE & IFS Module A (Unit 1) - Click to Download
JAIIB IE & IFS Module A (Unit 2) - Click to Download
JAIIB IE & IFS Module A (Unit 3) - Click to Download
JAIIB IE & IFS Module A (Unit 4) - Click to Download
JAIIB IE & IFS Module A (Unit 5) - Click to Download
JAIIB PPB Study Material
The second paper of the JAIIB Exam is Principles & Practices of Banking (PPB). This paper covers the basics of banking operations, customer relationships, ethics, and banking technology. It helps candidates understand how banks operate practically.
JAIIB PPB Module A (Unit 1) - Click to Download
JAIIB PPB Module A (Unit 2) - Click to Download
JAIIB PPB Module A (Unit 3) - Click to Download
JAIIB AFM Study Material
The third paper of the JAIIB Exam is Accounting & Financial Management for Bankers (AFM). This paper focuses on basic accounting concepts, how to prepare financial statements, cost analysis, and financial management principles that are important for banking professionals.
JAIIB AFM (Unit 2) - Click to Download
JAIIB IE & IFS Practice Question Year Papers PDF
Solving previous year papers and practice question sets is one of the most effective strategies to prepare for the JAIIB Exam. It helps candidates understand the exam pattern, type of questions, and difficulty level while improving speed and accuracy.
JAIIB IE & IFS Question Year Papers
Paper 1 of JAIIB, Indian Economy and Indian Financial System (IE and IFS), tests a candidate’s knowledge of the Indian economy, financial system, regulatory framework, and financial products. Solving previous year papers and practice sets is very helpful for understanding the kinds of questions that are asked.
JAIIB IE IFS Practice Questions Set 1 - Click to Download
JAIIB IE IFS Practice Questions Set 2 - Click to Download
JAIIB IE IFS Practice Questions Set 3 - Click to Download
JAIIB PPB Practice Question Year Papers
The second paper of JAIIB, Principles & Practices of Banking (PPB), tests candidates on banking operations, customer relations, lending, banking technology, and ethics. Practicing with previous year papers and sample questions is a good way to prepare for the exam.
JAIIB PPB Practice Question Year Set 1 - Click to Download
JAIIB PPB Practice Question Year Set 2 - Click to Download
JAIIB AFM Practice Question Year Papers
The third paper of JAIIB, Accounting & Financial Management for Bankers (AFM), focuses heavily on numbers. It requires a solid understanding of accounting principles, ratio analysis, financial management, costing, and taxation.