Life Insurance Corporation of India (LIC) will soon release a notification for Assistant Administrative Officers posts (Generalist and Specialist) and Assistant Engineer posts, for which selection will be based on three stages. LIC offers candidates an opportunity to join the Insurance Sector by clearing one of the most reputed Insurance Exams. Established in 1956, LIC is currently India’s largest Insurance Company of India. The LIC AAO exam is conducted by the Life Insurance Corporation of India to recruit candidates for the post of Assistant Administrative Officer (AAO) Specialist in LIC offices. 

LIC AAO 2026 Notification

The detailed LIC AAO 2026 Notification PDF will be released soon, announcing the number of vacancies for Assistant Administrative Officer (AAO) posts for Generalist, Specialist, and Assistant Engineer posts. Candidates waiting for the LIC AAO Recruitment can refer to the previous advertisement PDF till the notification is released officially . 

LIC AAO (Generalist) Notification (Previous Year) Official PDF- Click to Download

LIC AAO (Specialist & AE) Notification (Previous Year) Official PDF- Click to Download

LIC AAO Recruitment 2026 Summary

A three-stage LIC AAO Recruitment selection process is conducted to recruit eligible candidates for the post of Assistant Administrative Officer (AAO) in various branches of LIC all across the country. The brief about LIC AAO Recruitment 2026 has been tabulated below. 

LIC AAO 2026- Overview
OrganizationLife Insurance Corporation of India (LIC)
Post NameAssistant Administrative Officer (AAO)
StreamsGeneralist & Specialist
VacanciesTo be Announced
Exam LevelNational
Mode of ApplicationOnline
Registration DatesTo be Notified
Educational QualificationGraduation
Age Limit21 to 30 Years
Selection ProcessPreliminary Examination (Phase I)
Main Examination (Phase II) 
Interview 
SalaryRs.1,26,000/- per month
Official Websitehttps://licindia.in/

LIC AAO 2026 Important Dates

The detailed notification PDF will be released soon with a complete schedule for LIC AAO Recruitment 2026. Once the important dates are announced, the complete schedule will also be updated in the table below. 

EventsDates
LIC AAO 2026 NotificationWill be Release Soon
LIC AAO Apply Online Starts--
Last Date to Apply Online--
Last Date to Pay Application Fee--

LIC AAO Vacancy 2026

The LIC Assistant Administrative Officer (AAO) Vacancy will be released along with the LIC AAO notification pdf. 
Last year, the total number of vacancies for the post of AAO was 760 out of which 350 are for the Generalist post and 410 are for the Specialist post. Let's have a look at the category-wise vacancy for the LIC AAO Previous Year exam.

LIC AAO Generalist Vacancy (Previous Year)
PostSCSTOBCEWSURTotal
Current Year51228838142341
Backlog0613----9
TOTAL51289138142350
LIC AAO Specialist Vacancy (Previous Year)
PostSCSTOBCEWSURTotal
AAO (Chartered Accountant)42731430
AAO(Company Secretary)1121510
AAO (Actuarial)42731430
AAO (Insurance Specialist)45227734132310
AAO (Legal)427731430
TOTAL582910044179410
LIC AE Vacancy (Previous Year)
PostsSCSTOBCEWSURTotal
AE (Civil)831352150
AE (Electrical)43831231

LIC AAO 2026 Eligibility Criteria

Candidates who are planning to apply for the LIC AAO Recruitment 2026 Exam, the candidates need to fulfill the following eligibility criteria which are mentioned below:

LIC AAO Educational Qualification

PostsEducation Qualification
GeneralistBachelor’s Degree in any discipline from a recognized
Indian University/Institution
AAO(Chartered Accountant)Bachelor’s Degree from a recognized Indian University/Institution and Candidate should have passed Final Examination of Institute of Chartered Accountants of India and completion of Articles as presented by Institute of Chartered Accountants of India
AAO(Company Secretary)Bachelor’s Degree from a recognized Indian University/Institution and a Qualified Member of the Institute of Company Secretaries of India (ICSI)
AAO (Actuarial)Bachelor’s Degree in any discipline from a recognized Indian University/Institution . Candidates should have passed at least 6 papers of the examination conducted by the Institute of Actuaries of India / Institute and Faculty of Actuaries, UK.
AAO (Insurance Specialists)Bachelor’s Degree in any discipline from a recognized Indian University/ Institution and possessing professional qualification in Life Insurance (Fellowship of Insurance Institute of India (Life), having minimum experience of 5 years and above of working in Life Insurance Companies (regulated by IRDAI)
AAO (Legal)Bachelor’s degree in Law from any University / College recognized by UGC with a minimum of 50% marks or equivalent in the aggregate of all semesters/years. For SC/ST and PwBD candidate minimum required marks shall be 45% in Bachelor’s degree in Law in the aggregate of all semesters/years, against vacancies reserved for such candidates

LIC AAO Age Limit

For AAO Generalist, CS, Actuarial, Insurance Specialist- The age of the candidate must not be less than 21 years and must not exceed 30 years. 

For AAO Legal, CA- The age of the candidate must not be less than 21 years and must not exceed 32 years. 

Age Relaxation:

CategoryAge Relaxation
SC/ST5 years
OBC3 years
PWD (Gen)10 years
PWD (SC/ST)15 years
PWD (OBC)13 years
ECO/SSCO (GEN) 5 years
ECO/SSCO (SC/ST)10 years
ECO/SSCO (OBC)8 years
LIC EmployeesFurther Relaxation of 5 years

LIC AAO Previous Year Question Papers- Click Here

LIC AAO Apply Online 2026

After the release of the official notification, the Life Insurance Corporation of India will start accepting online applications from eligible candidates at https://licindia.in/. The candidates interested in the position of Assistant Administrative Officer (AAO) in LIC have to submit their online application form to get enrolled in the recruitment process. 

Click to Apply for LIC AAO Recruitment 2026

LIC AAO Handwritten Declaration 2026- Click to Check

LIC AAO Application Fee 2026

As per the last year's notification, candidates belonging to the SC/ST/PwBD category don't have to pay any application fee and other categories have to pay Rs. 700.

LIC AAO CategoryLIC AAO Fees
OthersRs. 700
SC/ST/PwBDExempted

LIC AAO Recruitment 2026 Selection Process

LIC AAO Selection will be based on a three-phase examination i.e. Preliminary Examination (Phase I), Main Examination (Phase II) and Interview followed by a Pre-Recruitment Medical Examination. Marks obtained in the Main Examination and Interview will be considered for the final merit listing of candidates (Final Selection).

  • Preliminary Examination (Phase I)
  • Main Examination (Phase II) 
  • Interview 

LIC AAO Recruitment 2026 Exam Pattern

LIC AAO is conducted in two phases: Prelims and Mains.

The marks obtained in the Preliminary Examination (Phase I) will not be added for the selection and the final selection will be based on the marks obtained by a candidate in Main Examination (Phase II) marks obtained in the Interview.

LIC AAO Prelims Exam Pattern

The Written Exam will contain 3 sections namely: Reasoning, English Language Language, and Quantitative Aptitude. The total duration of the written exam will be 1 hour or 60 minutes. The Preliminary Examination consisting of an objective test will be conducted online. There will be no negative marking for incorrect answers. The test will have three sections (with separate timings for each section) as follows:

S. No.SectionsNumber of QuestionsTotal MarksDuration
1.Reasoning Ability353520 minutes
2.Numerical Ability353520 minutes
3.English: Language with special emphasis on grammar, 
vocabulary and comprehension
3030**20 minutes
Total1007060 minutes

Note: The English Language Test will be of a qualifying nature and marks in the Language section will not be counted for ranking.

LIC AAO Mains Exam Pattern

The main examination will consist of objective tests for 200 marks. The objective test will be online. The objective test will have separate timing for every section.

SNo.SectionsNumber of QuestionsTotal MarksDuration
1.Reasoning309040 minutes
2.General Knowledge, Current Affairs306020 minutes
3.Professional knowledge 309040 minutes
4.Insurance and Financial Market Awareness306020 minutes
Total120300120 minutes
5.English Language (Letter Writing & Essay)/ Legal drafting for AAO(Legal)22530 minute

1. Descriptive tests of the English Language etc. will be of qualifying nature and the marks in the English Language will not be counted for ranking.
2. The candidates are required to qualify for each of the Tests. Candidates will have to qualify for each of the objective tests. 
3. There will be no negative marks for wrong answers in the Objective tests for the main examination. 

LIC AAO 2026 Syllabus

The Syllabus for LIC AAO 2026 exam includes Reasoning, Quantitative, General/Financial Awareness, English language, Professional knowledge, and current affairs. To get selected for the interview round, the candidate needs to qualify Mains exam with a minimum cut-off for which the candidate must be familiar with the subject-wise syllabus. 

ReasoningQuantitative AptitudeEnglish Language
  1. Statement based Questions,
  2. Syllogism,
  3. Seating Arrangement,
  4. Coding-Decoding,
  5. Alpha-Numeric Sequence,
  6. Puzzles,
  7. Seating Arrangement,
  8. Blood Relation,
  9. Analogy,
  10. Odd One Out
  1. Data Interpretation,
  2. Time and Work,
  3. Speed, Distance and Time,
  4. Number Series,
  5. Approximation,
  6. Simple Interest and Compound Interest,
  7. Profit and Loss,
  8. Average,
  9. Mixture and Allegations
  1. Reading Comprehension,
  2. Sentence Arrangement,
  3. Cloze Test,
  4. Error Spotting,
  5. Sentence Improvement,
  6. Synonyms-Antonyms,
  7. Phrases,
  8. Elementary Grammar

LIC AAO Syllabus 2026 [Detailed]- Click Here

LIC AAO 2026 Salary Structure

The salary structure for LIC AAO has also been changed this year. The basic pay of Rs. 88635/- per month in the scale of Rs. 88635- 4385(14)-150025– 4750(4) –169025 and other admissible allowances as per rules. Total emoluments at the minimum of the scale inclusive of House Rent Allowance, City Compensatory Allowance etc wherever admissible depending upon the classification of the city will be approximate Rs 1,26,000 per month in A-Class city.

The other benefits for LIC Assistant Administrative Officer (AAO) Specialists are Defined Contributory Pension, Gratuity, LTC, Cash Medical Benefit, Group Mediclaim, Group Personal Accident Insurance, Group Insurance, Vehicle Loan (2-wheeler/4 wheeler) as per rules, meal coupon, reimbursement of cost of Brief case/leather bags, mobile handset, supply of dailies and magazines and tea/coffee, mobile expenses, etc.as per rules. 

LIC AAO Salary Structure- Click to Check Details

LIC AAO 2026 Exam Centre

LIC has also released the exam centres for LIC AAO recruitment prelims and mains examinations. Candidates who are planning to fill out the online application form have to check the exam centers carefully. The LIC AAO Preliminary and Mains examination Centres are given below.

LIC AAO Preliminary Examination Centre
States/UTCentre
Andhra PradeshGuntur
Kadapa
Kurnool
Nellore
Rajahmundry
Vijaywada
Vishakhapatnam
Arunachal PradeshNaharlagun
AssamDibrugarh
Guwahati
Jorhat
Silchar
Tezpur
BiharBhagalpur
Gaya
Muzaffarpur
Patna
ChandigarhChandigarh - Mohali
ChhattisgarhBhilai Nagar
Raipur
Delhi/Delhi- NCRDelhi/New Delhi/Delhi NCR
Ghaziabad
Noida & Greater Noida
Faridabad
GoaPanaji
GujaratAhmedabad - Gandhi Nagar
Rajkot
Surat
Vadodara
HaryanaAmbala
Faridabad
Himachal PradeshHamirpur
Jammu & KashmirJammu
Samba
JharkhandDhanbad
Hazaribagh
Jamshedpur
Ranchi
KarnatakaBengaluru
Belgaum
Gulbarga
Mangalore
Mysore
Shimoga
Udupi
KeralaKannur
Kochi
Kottayam
Kozhikode
Thiruvananthpuram
Thrichur
Madhya PradeshBhopal
Indore
Jabalpur
MaharashtraAmravati
Aurangabad(Maharashtra)
Jalgaon
Kolhapur
Mumbai/Thane/Navi Mumbai/MMR
Nagpur
Nanded
Pune
MeghalayaShilong
MizoramAizawl
NagalandKohima

Odisha

 

Bhubaneshwar
Cuttack
Rourkela
Sambalpur
PuducherryPuducherry
PunjabAmritsar
Jalandhar
Mohali
RajasthanAjmer
Bikaner
Jaipur
Jodhpur
Kota
Udaipur
TamilnaduChennai
Coimbatore
Madurai
Salem
Thanjavur
Thiruchirapalli
Tirunelvelli
TelanganaHyderabad
Karimnagar
TripuraAgartala
Uttar PradeshAligarh
Allahabad
Bareilly
Gorakhpur
Jhansi
Kanpur
Lucknow
Noida / Greater Noida
Varanasi
UttarakhandDehradun
Roorkee
Haldwani
West BengalAsansol
Greater Kolkata
Hooghly
Kalyani
Siliguri

LIC AAO Exam Centre List 2026- Click to Check

LIC AAO 2026 Cut Off

LIC AAO 2026 Cut-Off will be declared once the examination for the same has been conducted but the qualifying marks has already been announced by the officials. The candidates can check the previous year's section-wise & category-wise LIC AAO cut-off Marks to understand the level of exam conducted by LIC. 

LIC AAO Prelims Cut Off 2023
LIC AAO Prelims SectionsCut-Off Marks For SC/ST CandidatesCut Off Marks For Others
Reasoning Ability1618
Quantitative Aptitude1618
English Language910

Minimum Qualifying Marks

LIC provides minimum qualifying marks for its prelims exam which are given below:

Section Maximum Marks Minimum Qualifying Marks 
General/OBC/EWS SC/ST/PwD 
English Language (Qualifying)30 10 
Numerical Ability35 18 16 
Reasoning Ability35 18 16 
Total 10028 26 

Click to Check LIC AAO Previous Cut-Off Marks

FAQs

The LIC AAO 2026 Notification will be released soon.

There is no negative marking in Preliminary exam and English/Hindi Language test will be of qualifying nature and marks in Language section will not be counted for ranking. There will be a negative marking for wrong answers in mains exam and and ¼ marks will be deducted for each wrong answer. One-fourth of the total marks will be deducted for the question marked wrong by the candidate.

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