SBI CBO 2027: Notification, Eligibility, Expected Dates & Complete Details
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Last Updated: 19 October 2026
The State Bank of India (SBI) recruits experienced banking professionals for the post of Circle Based Officer (CBO) and the exam is conducted once in a year. This recruitment provides an opportunity for eligible officers working in scheduled commercial banks and regional rural banks to join SBI in an officer-level position.
State Bank of India (SBI) annually recruits eligible candidates for Circle-Based Officer (CBO) posts across its circles in India. The selection process for CBO posts is based on an online test and interview. Read the complete article for detailed information.
SBI CBO Notification 2027
The official SBI CBO Notification 2027 PDF with vacancy details for Circle-Based Officers (CBO) posts will be released tentatively in January 2027 on the official website of SBI, www.sbi.co.in, by the State Bank of India. All candidates interested in Circle-Based Officer (CBO) vacancies must read the official SBI CBO Notification PDF before applying.
What is SBI Circle Based Officer (CBO)?
A Circle Based Officer is an officer recruited by SBI for a designated circle. The position is intended for candidates who already have relevant experience in the banking sector and can apply their professional knowledge to banking operations, customer service and business development.
The role combines operational responsibilities with customer relationship management, compliance, credit-related activities and other banking functions assigned by the bank. The exact responsibilities depend on the branch, posting and duties assigned by SBI.
What Does an SBI CBO Do?
The major responsibilities of a circle-based officer may include:
- Customer service: Handling customer queries, resolving service-related issues and maintaining customer relationships.
- Banking operations: Supervising or supporting routine branch operations in accordance with bank procedures.
- Business development: Supporting the growth of deposits, advances and other banking products.
- Credit-related work: Assisting with loan processing, documentation, account monitoring and related activities according to the responsibilities assigned.
- Compliance: Following banking regulations, internal policies, KYC requirements and risk-control procedures.
- Account management: Supporting the maintenance and monitoring of customer accounts and banking records.
- Branch coordination: Working with branch staff to ensure efficient service delivery and smooth operations.
SBI CBO Recruitment 2027- Overview
The SBI Circle Based Officer recruitment process is conducted by the State Bank of India to select experienced banking professionals for officer positions across its designated circles. The recruitment notification specifies the number of vacancies, eligibility requirements, application dates, selection procedure and service conditions.
| SBI Circle-Based Officer Recruitment 2027- Summary | |
|---|---|
| Conducting Body | State Bank of India (SBI) |
| Post Name | Circle-Based Officer (CBO) |
| Advt No. | CRPD/CBO/2025-26/18 |
| Exam Level | National |
| Vacancies | To be Notified |
| Mode of Application | Online |
| Experience | 2 years |
| Exam Rounds | Online Test- Interview |
| Basic Pay | Rs. 48,480/- |
| Official Website | https://sbi.bank.in/ |
SBI CBO 2027 Expected Dates
The new notification for SBI CBO Recruitment 2027 will be released in January 2027 (tentatively) and the application dates with exam dates will also be announced along with.
| Activity | Dates |
| SBI CBO Notification 2027 PDF | January 2027 |
| SBI CBO Apply Online | -- |
| Online Registration Ends on | -- |
| Online Fee Payment | -- |
| Last Date for Editing the Application | -- |
SBI CBO Vacancy 2027
SBI announces circle-wise and category-wise vacancies in the official recruitment notification. The vacancy distribution may include regular vacancies and backlog vacancies, depending on the recruitment cycle.
| SBI CBO Vacancy (Regular) Last Year | ||||||||
| Circle | State/UT | Language | Total | GEN | SC | ST | OBC | EWS |
| Amaravati | Andhra Pradesh | Telugu/Urdu | 97 | 41 | 14 | 7 | 26 | 9 |
| Bengaluru | Karnataka | Kannada | 200 | 81 | 30 | 15 | 54 | 20 |
| Bhopal | Madhya Pradesh Chhattisgarh | Hindi | 97 | 41 | 14 | 7 | 26 | 9 |
| Bhubaneswar | Odisha | Odia | 80 | 33 | 12 | 6 | 21 | 8 |
| Chandigarh | Jammu & Kashmir Ladakh Himachal Pradesh Haryana Punjab | Urdu Hindi Punjabi | 103 | 44 | 15 | 7 | 27 | 10 |
| Chennai | Tamil Nadu Pondicherry | Tamil | 165 | 69 | 24 | 12 | 44 | 16 |
| Gandhinagar | Gujarat Dadra & Nagar Haveli Daman & Diu | Gujarati | 194 | 80 | 29 | 14 | 52 | 19 |
| Guwahati | Assam Arunachal Pradesh Manipur Meghalaya Mizoram Nagaland Tripura | Assamese Bengali Bodo Manipuri Garo Khasi Mizo Kokborok | 68 | 29 | 10 | 5 | 18 | 6 |
| Hyderabad | Telangana | Telugu | 68 | 33 | 12 | 6 | 21 | 8 |
| Jaipur | Rajasthan | Hindi | 103 | 44 | 15 | 7 | 27 | 10 |
| Kolkata | West Bengal A&N Islands Sikkim | Bengali Nepali Hindi | 200 | 81 | 30 | 15 | 54 | 20 |
| Lucknow | Uttar Pradesh | Hindi / Urdu | 200 | 81 | 30 | 15 | 54 | 20 |
| Maharashtra | Maharashtra | Marathi | 194 | 80 | 29 | 14 | 52 | 19 |
| Mumbai Metro | Maharashtra Goa | Marathi Konkani | 143 | 60 | 21 | 10 | 38 | 14 |
| New Delhi | Delhi Uttarakhand Haryana Uttar Pradesh | Hindi | 76 | 33 | 11 | 5 | 20 | 7 |
| Thiruvananthapuram | Kerals Lakshadweep | Malayalam | 50 | 22 | 7 | 3 | 13 | 5 |
| Total | 2050 | 852 | 303 | 148 | 547 | 200 | ||
| SBI CBO Vacancy (Backlog) | ||||
| Circle | Total | SC | ST | OBC |
| Amaravati | 1 | -- | 1 | -- |
| Bengaluru | 11 | 2 | 5 | 4 |
| Bhopal | 17 | 2 | 12 | 3 |
| Bhubaneswar | 1 | -- | 1 | -- |
| Chandigarh | 4 | 1 | -- | 3 |
| Chennai | 37 | -- | 37 | -- |
| Gandhinagar | 42 | -- | 42 | -- |
| Guwahati | 11 | 3 | -- | 8 |
| Jaipur | 1 | -- | -- | 1 |
| Kolkata | 31 | 1 | 9 | 21 |
| Lucknow | 20 | -- | 20 | -- |
| Maharashtra | 10 | 2 | 8 | -- |
| Mumbai Metro | 2 | -- | 2 | -- |
| New Delhi | 6 | -- | 1 | 5 |
| Thiruvananthapuram | 29 | 13 | 16 | -- |
| Total | 223 | 24 | 154 | 45 |
How Should Candidates Choose a Circle?
Before selecting a circle, candidates should consider the following factors:
- Local language proficiency: Check whether you can read, write and understand one of the specified languages for the chosen circle.
- Posting preference: Understand that selection is linked to the circle chosen during application.
- Vacancy distribution: Review the category-wise vacancies published for that circle.
- Long-term location preference: Consider whether you are comfortable serving within the applicable circle and accepting the associated transfer restrictions.
SBI Circle Based Officer Eligibility Criteria
Candidates must satisfy the educational qualification, age limit, work experience and other conditions mentioned in the relevant SBI CBO notification. Eligibility is assessed with reference to the dates and definitions specified by the bank.
Educational Qualification
Candidates generally need a bachelor's degree or equivalent qualification from a recognised university or institution, as specified in the official advertisement.
Candidates with professional qualifications may also be eligible if their qualification meets the prescribed requirements. Applicants should check the notification for any specific provisions concerning equivalent qualifications.
| Requirement | Details |
| Qualification | Graduation |
| University | Recognised by Central Government. |
SBI CBO Experience
Bad news for all fresh graduates because SBI is demanding a minimum of 2 years’ experience as an officer in any Scheduled Commercial Bank / any Regional Rural Bank.
Age Limit
| Criteria | Age |
| Minimum Age | 21 years |
| Maximum Age | 30 years |
Age Relaxation
SBI is providing relaxation in the upper age limit for several categories, which are discussed below:
| Relaxation in Upper Age Limit | |
| Category | Age Relaxation |
| Scheduled Caste/ Scheduled Tribe | 5 years |
| Other Backward Classes (Non-Creamy Layer) | 3 years |
| General (PWD) | 10 years |
| OBC/ OBC(PWD) | 13 years |
| SC/SC(PWD)/ST/ST(PWD) | 15 years |
| Eligible - Ex Servicemen, Commissioned officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within 6 months from the last date of receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment. | 5 years |
SBI CBO Local Language
Candidates applying for vacancies in a State have to produce a 10th or 12th standard mark sheet/ certificate evidencing having studied the specific local language of the applied State as one of the subjects.
SBI CBO Application Form 2027
The online application process for SBI CBO 2027 will begin after the official notification is released at www.sbi.co.in. Key points to note before applying:
- A candidate can apply for vacancies in one State only.
- Merit list will be drawn State-wise and category-wise.
- Selected candidates will be posted in the Circle of the State they applied for.
- Selected candidates will not be entitled to inner-circle transfer up to promotion to SMGS-IV Grade or 12 years of service, whichever is later.
Click for SBI CBO Apply Online 2027 Details
SBI CBO Application Fee
The online application fee for the SBI CBO 2027 exam fee has already been released. A total of Rs. 750/- is to be paid by candidates belonging to General Category as the application fee for SBI Circle Based Officer 2027 exam. The same amount is narrowed down to Rs. 0/- for candidates belonging to SC/ST/PWD category.
| Category | Fee |
|---|---|
| SC/ST/PWBD | No Fee |
| Other Category | Rs. 750 |
Points to know before applying online
• The candidate have to apply for a vacancy in one State only. A candidate applying for a vacancy in one State are not be eligible to apply for a vacancy of any other State.
• Candidature of the applicant are to be considered only against the vacancies in the State for which he/ she has applied/ opted. Merit list will be drawn State wise, category-wise.
• Selected candidates will be posted in the Circle of that State against whose vacancy they are selected.
• The selected candidates will not be entitled to inner-circle transfer up to his/ her promotion to SMGS-IV Grade OR 12 years of service, whichever is later.
Selection Process
The selection process of SBI CBO will be based on online computer-based test, screening, Interview, and Local Language Proficiency Test. However, the Bank reserves the right to conduct a written examination. The Shortlisting Committee constituted by the Bank will decide the shortlisting parameters and thereafter, an adequate number of candidates, as decided by the Bank will be shortlisted and called for interview. The decision of the bank to call the candidates for the interview shall be final. No correspondence will be entertained in this regard.
Merit List: The merit list for the selection of SBI Circle-Based Officer 2027 exam will be prepared in descending order on the basis of scores obtained in the interview only.
Merit list will be drawn State-wise, category-wise. In case more than one candidate scores the cut-off marks (common marks at the cut-off point), such candidates will be ranked according to their age in descending order, in merit.
Exam Pattern & Syllabus
The total time duration for the SBI CBO Online test is 2 hours and 30 minutes. Check the section-wise exam pattern for the online examination below. Check the updated SBI CBO Exam Pattern 2027 described here.
SBI CBO Test A: Objective Test (Online)
| Name of Test | No of Questions | Max Marks | Duration |
| English Language | 30 | 30 | 30 mins |
| Banking Knowledge | 40 | 40 | 40 mins |
| General Awareness/Economy | 30 | 30 | 30 mins |
| Computer Aptitude | 20 | 20 | 20 mins |
| Total | 120 | 120 | 2 hours |
SBI CBO Test B: Descriptive Test (Online)- 30 minutes
| B. Name of Test (Descriptive Test) | No of Questions | Max Marks | Duration |
| Letter Writing | 1 | 25 | 30 mins |
| Essay-250 words on banking related | 1 | 25 | |
| Total | 2 | 50 | 30 mins |
Penalty for Wrong Answers: There will be no penalty for wrong answers marked in Objective Tests. If a question is left blank, i.e. if no answer is marked by the candidate, there will be no penalty for that question too.
The subject-wise syllabus for SBI Circle-Based Officer has been tabulated below for your reference. If you are planning to begin with the preparation for SBI CBO 2027 Exam, then do not skip any topic from the below table-
| Reasoning Ability | English Language | Quantitative Aptitude | General Awareness and Computer Knowledge |
|---|---|---|---|
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SBI CBO Syllabus & Exam Pattern 2027- Click to Check
SBI CBO Previous Year Question Papers- Download PDF
Salary Structure
The initial salary of a “Circle Based Officer" (CBO) will be in the scale of JMGS-I (Rs. 48480-2000/7-62480-2340/2- 67160-2680/7-85920), at the start of the scale i.e. Rs. 36,000/- plus one increment for each completed year of service rendered in the officer cadre in the Scheduled Commercial Bank and Regional Rural Bank.
The official will also be eligible for D.A., H.R.A./lease rental, C.C.A., medical and other allowances & perquisites as per the rules in force from time to time.
SBI CBO Salary Structure- Click to Check
SBI CBO Career Path
After joining, the selected candidates will be designated as “Circle Based Officers” (CBOs) and will be on probation for a period of 6 months.
The CBOs will be subjected to continuous assessment during the probation period to judge their suitability for confirmation. The candidates who qualify in their assessment as per standards determined by the Bank from time to time will be confirmed in the service of the Bank in Junior Management Grade Scale-I (JMGS-I). If any candidate fails to achieve the minimum standards stipulated, his/ her services may be terminated as per the policy of the Bank in force at the material time.
The selected officers will be in the general cadre and will be governed by the promotion policy applicable to the Bank’s general cadre officers. The selected candidates will not be entitled to inner-circle transfer up to his/ her promotion to SMGS-IV Grade OR 12 years of service, whichever is later.
SBI CBO 2027 Cut Off
The cut-off marks for the SBI CBO Recruitment 2027 Exam will be released separately for all states and categories. The cut-off marks are the minimum marks scored by the last selected candidate for the vacancies. The previous cut-off marks for Online & Descriptive Exam can be checked from the table below.
SBI CBO Cut Off [Previous Year]- Click to Check