The State Bank of India (SBI) is responsible for recruiting the Circle-Based Officers (CBO) in different offices of SBI across India. The candidates who are interested and eligible for SBI Circle-Based Officer posts must not waste their time and begin with their preparation for the online examination. To start with, preparation for any exam, the candidate must be aware of the latest SBI CBO syllabus & exam pattern, and to help you with this, we have discussed the complete SBI CBO 2027 exam pattern & syllabus in this article.
SBI CBO Syllabus and Exam Pattern 2027
The SBI CBO 2027 Recruitment for circle-based officer posts will be conducted in four phases, i.e., online test, screening, interview, and Local Language Proficiency Test. The online test is divided into two parts: an objective test and a descriptive test. This is a good opportunity for experienced banking aspirants seeking jobs under the State Bank of India. Check the brief information about the SBI CBO Syllabus 2027 given below in the table:
| SBI Circle-Based Officer Syllabus 2027- Highlights | |
| Exam Name | SBI CBO 2027 |
| Mode of Exam | Online |
| Exam Duration | 2 hours 30 minutes |
| Total Marks | Objective test-120 Descriptive Test-50 Interview- 50 |
| Marking Scheme | 1 mark for each correct answer |
| Negative Marking Scheme | No negative marking |
| Selection Process | Online Examination Screening Interview Local Language Proficiency Test |
SBI CBO Notification 2027- Click to Check
SBI CBO Exam Pattern 2027
The selection process for the SBI Circle-Based Officer consists of online written tests, screening, an interview round, and a Local Language Proficiency Test. The candidates have to qualify for each stage separately to get selected for circle-based officer posts in the State Bank of India. Candidates looking for the SBI CBO Exam Pattern 2027 must check the section below, as we have provided the complete & detailed SBI CBO Exam Pattern here:
- There will be 2 tests- MCQ and Descriptive
- In a computer-based test, there will be 120 questions carrying 1 mark each.
- The duration of the online test is 2 hours 30 minutes, where 2 hours are allotted for the computer-based test and 30 minutes for the descriptive test.
- There will be no negative marking in the exam.
- There will be no sectional qualifying marks
- In the descriptive test, a letter & an essay will be asked.
| SBI CBO CBT Exam Pattern 2027 | |||
| Sections | No of Questions | Marks | Duration |
| English Language | 30 | 30 | 30 minutes |
| Banking Knowledge | 40 | 40 | 40 minutes |
| General Awareness/Economy | 30 | 30 | 30 minutes |
| Computer Aptitude | 20 | 20 | 20 minutes |
| Total | 120 | 120 | 2 hours |
| SBI CBO Descriptive Test 2027 | |||
| Topics | No of Questions | Marks | Duration |
| Letter Writing | 01 | 25 | 30 minutes |
| Essay-250 words on banking related | 01 | 25 | |
| Total | 02 | 50 | 30 minutes |
SBI CBO Syllabus 2027
The subject-wise SBI CBO syllabus has been discussed below. If you are preparing for the SBI CBO 2027 Exam, then you must begin your preparation for the SBI CBO Exam topic-wise. Each topic holds its own importance; therefore, skipping any topic may not be a good idea if you want to be selected for the post of Circle-Based Officer.
SBI CBO Syllabus- English Language
The candidate's English skills will be analysed through their performance in this section. This section contains 30 questions, which will be asked from the following topics:
- Cloze Test
- Reading Comprehension
- Spotting Errors
- Sentence Improvement
- Sentence Correction
- Para Jumbles
- Fill in the Blanks
- Word Rearrangement
- Word Swap
- Sentence Rearrangement
- Misspelt
- Word Usage
- Sentence Based Errors
SBI CBO Syllabus- General Awareness
The candidate must be well aware of the below-listed topic to score good marks in this section.
- Current Affairs (National & International)
- Banking Awareness
- GK Updates
- Currencies
- Important Places
- Indexes & Ranking
- Agreements & MoU
- Central Governmnet Schemes
- Books and Authors
- Awards
- Headquarters
- Prime Minister Schemes
- Important Days
SBI CBO Syllabus- Computer Aptitude
Last year, many candidates reported that the section included questions not from computer concepts but from reasoning topics. The candidates preparing for the SBI CBO Exam must not skip the topics from the Computer Aptitude, which are as follows:
- Statement & Assumption / Statement & Conclusion
- Order and Ranking
- Puzzle (Seating Arrangement, Floor-Based, Box-Based, Year-Based, etc.)
- Direction Sense
- Inequality
- Data Sufficiency
- Logical Reasoning (Cause & Effect, Course of Action, etc.)
- Syllogism
- Input-Output
- Coding-Decoding
- Blood Relations
SBI CBO Syllabus- Banking Awareness
In this section, the questions will relate to bank banking awareness, and candidates must be aware of all schemes, rules, and regulations followed by the State Bank of India.
- Financial Markets
- Monetary Policy
- NBFCs
- NPA & SARFAESI
- Payments Bank
- Small Finance Banks
- ATM
- NPCI
- Financial Abbreviations
- Basel Norms
- Reserve Bank of India Structure
- RBI New Initiatives
SBI CBO Interview 2027
The interview will consist of 50 marks. Candidates will have to score a minimum qualifying mark in an interview to be considered for final selection. The minimum qualifying marks will be decided by the Bank. The final merit list will be prepared for candidates who qualify both in the Online Test and the Interview, and marks scored in both stages will be added.
SBI CBO 2027 Topic-wise Priority
SBI CBO Reasoning / Computer Aptitude Topic-wise Priority
| Topic | Preparation Priority | How to Prepare |
| Puzzles and Seating Arrangement | Very High | Practise linear, circular, floor and box-based puzzles |
| Inequality | High | Revise direct and coded inequalities |
| Syllogism | High | Practise conclusions using Venn diagrams and standard rules |
| Data Sufficiency | High | Focus on deciding whether the given information is sufficient |
| Coding-Decoding | High | Practise common coding patterns |
| Blood Relations | Moderate | Draw family trees to solve questions quickly |
| Direction and Distance | Moderate | Use direction diagrams and track turns carefully |
| Order and Ranking | Moderate | Practise position-based questions |
| Input-Output | Moderate | Learn how to identify step-by-step patterns |
| Statement-Based Reasoning | Moderate | Practise assumptions, conclusions and cause-effect questions |
SBI CBO English Language Topic-wise Priority
| Topic | Preparation Priority | What to Focus On |
| Reading Comprehension | Very High | Main idea, inference, tone and vocabulary |
| Error Spotting | High | Subject-verb agreement, tenses and articles |
| Cloze Test | High | Grammar and contextual vocabulary |
| Sentence Improvement/Correction | High | Grammar rules and sentence structure |
| Para Jumbles | High | Sentence flow and logical connections |
| Fill in the Blanks | High | Vocabulary, prepositions and context |
| Word Usage and Rearrangement | Moderate | Meaning, correct usage and sentence order |
| Descriptive Letter Writing | Very High | Formal tone, structure and clarity |
| Banking-Related Essay Writing | Very High | Banking, financial inclusion, digital payments and customer service |
SBI CBO Banking Knowledge Topic-wise Priority
| Topic | Preparation Priority | What to Cover |
| Banking Terminology | Very High | Important banking terms, abbreviations and concepts |
| RBI and Monetary Policy | Very High | RBI functions, monetary policy tools and key updates |
| NPA and SARFAESI | Very High | Non-performing assets, recovery and related provisions |
| Financial Markets | High | Money market, capital market and financial instruments |
| Digital Banking and Payments | Very High | UPI, NPCI, NEFT, RTGS, IMPS and digital banking services |
| Basel Norms | High | Capital adequacy and banking risk concepts |
| NBFCs and Small Finance Banks | High | Functions, differences and regulatory basics |
| Payments Banks | High | Features, services and limitations |
| Financial Inclusion | High | Financial inclusion initiatives and banking schemes |
| SBI-Specific Updates | High | SBI products, services, digital initiatives and recent developments |
SBI CBO General Awareness/Economy Topic-wise Priority
| Topic | Preparation Priority | Suggested Coverage |
| Banking and Financial Current Affairs | Very High | RBI decisions, banking updates and financial institutions |
| Economy and Budget | Very High | Union Budget, economic indicators and major policy decisions |
| Government Schemes | High | Financial inclusion, social security and economic schemes |
| Reports and Indexes | High | Major national and international reports |
| Appointments and Awards | High | Important appointments and awards |
| Agreements and MoUs | High | Major national and international agreements |
| Static Banking Awareness | High | Bank headquarters, regulators and banking terminology |
| National and International Current Affairs | High | Major events and developments |
| Important Days | Moderate | Dates and their themes |
| Books, Authors and Sports | Moderate | Important recent and static facts |
| Related Links | |
| SBI CBO Salary Structure | SBI CBO Cut Off [Previous Year] |
| SBI CBO Previous Year Question Papers | |
