State Bank of India has released the revised SBI CBO Salary along with its official SBI CBO Notification 2025 issued for 2964 Circle Based Officers. Salary is an important factor that attracts candidates for any post & SBI offers good amount of salary packages to its employees. The candidates who have been looking for an opportunity as a Circle Based Officer must be aware of the revised pay scale, complete salary structure, perks, allowances, the job profile of SBI Circle Based Officer. In this article, we have provided complete detail about the SBI CBO salary as per the new structure. Go through the complete article to have an idea about the detail.
SBI CBO Salary 2025
State Bank of India offers a handsome salary package to the candidates selected for the post of Circle Based Officer. Previously the in-hand salary for SBI CBO was Rs. 50000 to 52000 which has now been revised to Rs. 70000- 72000. The revised SBI CBO Salary is as per the Junior Management Grade Scale-I plus one increment for each completed year of service rendered in officer cadre in Scheduled Commercial Bank/ Regional Rural Bank. To know the complete breakup of SBI Circle Based Officer Salary refers to the amount discussed in this article.
SBI Circle Based Officer Salary 2025
The initial basic pay of the SBI Circle Based Officer is revised to Rs. 48480/- on the scale of 48480-2000/7-62480-2340/2- 67160-2680/7-85920 applicable to Junior Management Grade Scale-I plus one increment for each completed year of service rendered in officer cadre in a Scheduled Commercial Bank/ Regional Rural Bank.
SBI Circle Based Officer Salary 2025 | |
Allowance | Amount |
Pay Scale | 48480-2000/7-62480-2340/2- 67160-2680/7-85920 |
Basic Pay | Rs. 48480 |
Net Salary | Rs. 70000- 72000 |
SBI CBO Admit Card 2025 Out- Click to Download
SBI CBO In-hand Salary 2025
In-hand salary is calculated with the simple formula- Basic + DA + HRA+ City compensation(depends on posting) – (PF & Pension Contributions). The starting in-hand salary of a Circle Based Officer working in the State Bank of India may range between Rs. 70000- 72000 including all perks and excluding PF etc.
SBI CBO Salary Allowances and Benefits
Along with the salary, the SBI CBO is granted various perks and benefits as per the scheme of the Reserve Bank of India which are as follows-
1. Reduced Loan Interest Rates for Housing/Personal Loans/Car Loans
2. Travel Concession/Leave Fare Concession
3. Leave Travel Concession (LTC)
4. Pension Scheme/New Pension Scheme
The details of SBI CBO allowances offered along with SBI CBO Salary are as follows:
Allowance | Amount |
Dearness Allowance | 46.9% of the Basic Pay |
City Compensatory Allowance | 3% – 4% depending on location |
House Rent Allowance | 7% – 9% depending on the Place of Posting |
Medical Insurance | 100% covered for employee | 75% covered for dependent family |
Travelling Allowance | AC 2-tier fare is reimbursed to the employee for official travels |
Petrol Allowance | INR 1,100 – 1,250 |
Newspaper Allowance, Entertainment Allowance, Books Allowance, etc. | Varies based on Cadre |
SBI CBO Job Profile
The candidates applying for SBI CBO must be well-known about some of the major responsibilities and duties they have to perform after their selection as Circle Based Officer in the State Bank of India.
1. The Circle Based Officer is responsible for the management of core functions of the bank they are posted.
2. Circle Based Officers have to approve the Loan packages in their respective bank branches.
3. CBO is responsible for the smooth conduction of all banking operations within their branch.
4. It is the responsibility of the Circle Based Officer to maintain Healthy Relationships with the customers.
5. To implement any new or old policy in a smoother way.
Related Links | |
SBI CBO Apply Online 2025 | SBI CBO Cut Off [Previous Year] |
SBI CBO Previous Year Question Papers | SBI CBO Syllabus & Exam Pattern |

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