State Bank of India (SBI) conducts an exam for selecting candidates for Junior Associate posts. As SBI Clerk Salary Structure is an important criterion for candidates to choose such a job. SBI Clerk Salary is discussed here in the article. The In-hand salary with the perks, allowances & role of the Junior Associate(Clerk) has been provided below. The information is as per the official notification.
SBI Clerk In-Hand Salary
The In-Hand Salary of the SBI Clerk will include the approximate amount a candidate gets after the deductions. The starting salary of SBI Clerk is approximately Rs. 40000 per month. A factor that influences this amount is the location of the posting, which is different in urban and rural locations.
SBI Clerk Salary 2025
The starting Basic Pay is Rs. 26730/- (Rs. 24050/- plus two advance increments admissible to graduates). The pay scale of SBI Clerk has been revised by SBI this year, and the new pay scale of SBI Clerk is Rs. 24050-1340/3-28070-1650/3-33020-2000/4-41020- 2340/7-57400-4400/1-61800-2680/1-64480.
Parameters | Amount (in Rs.) |
Basic Pay (including 2 annual increments) | Rs. 26730/- |
Dearness Allowances (17.20%) | Rs. 7161.93 |
House Rent Allowance | Rs. 2862.83 |
Transport Allowance | Rs. 850 |
Special Allowance | Rs. 7083 |
Special Pay | Rs. 1200 |
Gross Pay | Rs. 45888 |
Deductions | Rs. 6359 |
Net Pay | Rs. 39,529 |
SBI Clerk Mains Cut Off 2025 Out- Click to Check
SBI Clerk Mains Scorecard 2025 Link- Click to Check
This means that the starting basic salary for a candidate will be Rs.26730/- (Rs.24050/- plus two advance increments admissible to graduates) and the Maximum Basic Salary of an SBI Clerk- Rs 64480/-.
SBI Clerk Salary structure in India | |
SBI Clerk Baisc Salary | Rs.26730/- (Rs 24050 + two advance increments given to graduates) Salary after 1st Increment- Rs. 28070/- Salary after 2nd Increment-Rs. 33020/- Salary after 3rd Increment- Rs. 41020/- Salary after 4th Increment- Rs. 57400/- Salary after 5th increment- Rs. 61800/- Salary after 6th increment- Rs. 64480/- |
Dearness Allowance | Based on the Consumer Price Index |
House Accommodation | Depends on the place of posting. |
SBI Clerk Salary Slip

SBI Clerk Salary- Allowances
The total salary takes into account the allowances, which are in a way, beneficial for the employee(Clerk). These allowances include:
- Dearness Allowance (The Dearness Allowance increases of the quarterly basic and is dependent on the Inflation rate of the Country if the inflation increases the DA goes up and vice versa)
- House Rent Allowance
- Transport Allowance
- Special Allowance
- City Allowance
- Medical Allowance
- Newspaper Allowance
- Furniture Allowance
These allowances also have varied amounts depending upon the location of posting.
SBI Clerk Salary- Perks
Like a normal bank job, the SBI Clerk Salary includes the perks such as stability, financial security, medical insurance, provident fund. Moreover, the fact that the employee gets to work with the central bank(government) is itself a good opportunity.
Another important benefit includes a provident fund, Pension, Medical Leave and Leave fare. Besides, the promotions provided also add credit to the profile.
SBI Clerk Promotion
An SBI Clerk is eligible to get a promotion through two modes:
1. In-Cadre Promotion
2. Promotion to the Officer cadre
In-cadre promotion:
This type of promotion is based on home postings, that is a time-bound promotion:
i) A special allowance of Rs 1800 is provided along with the total salary. After 10 years of service, the assistant becomes a Senior Assistant. (This Allowance is not considered for the calculation of basic pay).
ii) An assistant will become the Special Assistant after twenty years of service. This post carries a special allowance of Rs 2500/- (This is considered for calculation of basic pay).
iii) An assistant will become a Senior Special Assistant after thirty years of service. This post carries a special allowance of Rs 3500/- (This is considered for calculation of basic pay).
Promotion to Officer Cadre:
i) An assistant becomes a Trainee Officer after completing three years of his/ her service.
This requires qualification of the JAIIB and CAIIB Examinations from the Indian Institute of Banking and Finance (IIBF), apart from clearing the internal written examination and personal interview.
These officers are then put on probation for a period of two years. After the probation period and based on their personal interview, they are either absorbed in the Middle Management Grade (ScaleāII) or sent back to the Clerical Cadre.
An assistant can become Scale-I Officer also in the Junior Management Grade when he/ she has completed six years of service in the fast track channel or twelve years of service in the normal track channel. For faster promotions, JAIIB and CAIIB qualifications is also important and should also clear the written test along with the personal interview.
Related Links | |
SBI Clerk Syllabus 2025 | SBI Clerk Exam Pattern 2025 |
SBI Clerk Previous Year Papers PDFs | SBI Clerk Exam Preparation Tips |

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