New India Assurance Company Limited (NIACL) has released the NIACL AO Cut-Off for Prelims exams along with the NIACL AO Prelims score card on 10th October 2025. NIACL AO Cut Offs are the minimum marks that are required to be secured by the candidates to qualify for the exam. Refer to the article for the NIACL AO 2025 prelims cut-off and previous year's cut-off marks for the post of Administrative Officer (Generalists & Specialists) to get an idea of the increase/decrease in the past trends, competition level, and difficulty level over the last few years. 

NIACL AO Cut Off 2025

NIACL AO Prelims Result 2025 was released on 9th October 2025. The cut-off marks have been released along with score cards on 10th October 2025 at www.newindia.co.in. Candidates who appeared in the prelims exam can check the NIACL AO Prelims cut-off marks. The NIACL AO Prelims Cut Off has been released post-wise and category-wise, and the same is also updated here.

NIACL AO Prelims Cut Off 2025 Out

The NIACL AO prelims cut-off helps candidates evaluate their chances of moving to the next stage of the recruitment process. The cut-off marks depend on factors like exam difficulty, number of vacancies, and overall performance of candidates. The category-wise NIACL AO prelims cut-off marks for Generalists and other posts are given below.

NIACL AO Cut Off 2025 Post-wise

 

NIACL AO Cut Off 2025 Section-wise

NIACL AO Prelims Result 2025 Out- Click to Check

NIACL AO Score Card 2025 Out- Click to Check

NIACL AO Previous Year Cut-Off

Here, we are sharing the NIACL AO Previous Year Cut-Off Marks, which will help all the candidates to analyse their expected NIACL AO Cut-Off for this year. Go through the post-wise and category-wise NIACL AO Previous Year Cut Off and prepare a strategy to score good marks in the upcoming exam. The last time the NIACL AO Exam was conducted was in 2023. Let's have a look at the NIACL AO Cut-Off 2023, 2021 and 2018.

NIACL AO Cut Off 2024

The NIACL AO cut-off marks for the prelims, mains, and interview have been released on 7th August 2025. All candidates who appeared in the exam are looking for the official cut-off. The cut-off marks are prepared based on the difficulty level of the exam and the total number of vacancies.

NIACL AO Prelims Cut Off 2024

NIACL AO Prelims Cut Off 2024- Category-wise
CategoryGeneralistsAccounts
SC74.7552.25
ST68.7537.25
OBC77.7551.25
EWS77.7549.25
UR81.7564.25
HI49.2527.25
OC7136.75
VI7126.5
ID/MD26.7522
NIACL AO Prelims Cut Off 2024- Section-wise
DisciplineGeneralistsAccounts
TestSC/ST/OBC/PwBDEWS,URSC/ST/OBC/PwBDEWS,UR
English Language12157.2510.75
Reasoning Ability81315.5
Quantitative Aptitude3.757.252.56.25

NIACL AO Mains Cut Off 2024

NIACL AO Mains Cut Off 2024 (Category-wise)
CategoryGeneralistsAccounts
SC8265.50
ST76.5052.75
OBC91.2572
EWS90.5074.25
UR99.2587.75
HI49.25#
OC96.2547.75
VI8759.50
ID/MD46.7573
NIACL AO Mains Cut Off 2024- Section-wise
TestGeneralistsAccounts
SC/ST/OBC/PwBDEWS, URSC/ST/OBC/PwBDEWS, UR
Reasoning Ability7.2510.5024.75
English Language  12161.755.75
General Awarness012.7511.25
Quantitative Aptitude9.2512.254.757
Professional Knowledge   11.75

NIACL AO Final Cut Off 2024

NIACL AO Cut Off 2024 Category-wise
CategoryAccountsGeneralists
SC53.0953.09
ST45.4451.22
OBC51.6357.97
EWS54.5957.84
UR55.7260.09
HI--45.84
OC50.9756.84
VI50.4455.53
ID/MD47.2250.94

NIACL AO Prelims Cut Off 2023

The officials has released NIACL AO Score Card 2023 along with NIACL AO Cut Off and score card has been on their official website. As the New India Assurance has released the NIACL AO Prelims Cut Off 2023 based on the no of vacancies, performance, previous year cut off and other factors we have updated it here for your easy access. 

NIACL AO Cut Off 2023 Post-wise

NIACL AO Cut Off 2023 Post-wise
DisciplinesSCSTOBCEWSUR
Generalists72.7565.7577.2577.2581.75
Risk Engineers53.7546.2556.7553.7565
Automobile Engineers7.5010.256.5015.2524
Legal Officers31.752428.502044.75
Accounts18.2518.2512.50-18.25
Health17.50817.751430.50
IT Specialists55.50445550.7565.25

NIACL AO Cut Off 2023 Section-wise

NIACL AO Prelims Cut Off 2023- Section-wise
DisciplineGeneralists
TestSC/ST/OBC/PwBDUR
English Language24.2517.50
Reasoning Ability5.5010
Quantitative Aptitude5.259

NIACL AO Main Cut Off 2023

The cut off marks for NIACL AO Mains Exam have been updated here. The NIACL AO Mains cut-off marks are prepared based on difficulty level of questions asked, number of vacancies announced, and other parameters. Check NIACL AO Phase 2 Category-wise & Descriptive Cut Off from here.

NIACL AO Category-wise Cut off (Out of 200)
DisciplineSCSTOBCEWSURHIOCVIID/MD
Risk Engineers77.257284.2590.2595.7555.7561--40.75
Automobile Engineers53.5041.5050.7520.2570--19.2554.25--
Legal Officers7064.7571.5071.2585.7539.2558.2568.5057.50
Accounts3051.2535.5072.5074.7566.75------
Health51.5032.7553.5042.7564.5019.5026--35.75
IT Specialists77.7569.2579.258186.7543.75------
Generalist86.5076.7595.2598.50103.7564.509199.2586

The category-wise cut off marks for NIACL AO Descriptive test 2023 has been discussed in the below table. 

CategorySCSTOBCEWSURHIOCVIID/MD
Cut off13.5013.5015151513.5013.5013.5013.50
NIACL AO Section-wise Cut off (Generalists)
TestSC,ST,OBC,PwBDEWS,UR
Reasoning Ability (50)11.5014.50
English Language (50)1922
General Awareness (50)35.25
Quantitative Aptitute (50)14.7517

NIACL AO Prelims Cut Off 2021

The cut off marks for NIACL AO Prelims Exam has been uploaded for NIACL AO Prelims Exam 2021 held on 16th October 2021. The NIACL AO Category-wise & Section-wise Cut Off has been released by NIACL. 

NIACL AO Prelims Cut Off 2021- Category-wise
CategoryPrelims Cut Off 
UR73.75
SC64.50
ST58.75
OBC68.25
EWS68.75
HI41.75
OC61
VI63.75
ID/MD20.50
NIACL AO Prelims Cut Off 2021- Section-wise
DisciplineGeneralists
TestSC/ST/OBC/PwDUR
English Language1114.50
Reasoning Ability2.256.50
Quantitative Aptitude4.257.25

NIACL AO Mains Cut Off 2021

The cut off marks for NIACL AO Mains Exam has been uploaded for NIACL AO Phase 2 Exam 2021 held on 4th December 2021. The NIACL AO Phase 2 Category-wise & Descriptive Cut Off has been released by NIACL. 

NIACL AO Mains Cut Off 2021- Category-wise
CategoryMains Cut Off 
UR100.75
SC71.75
ST70.75
OBC70.75
EWS74.75
HI65.50
OC90.75
VI94.75
NIACL AO Mains Cut Off 2021- Descriptive Test
TestSC/STUR/OBC/EWS
Descriptive Test13.515

NIACL AO Prelims Cut Off 2018

In the below section, we have covered NIACL AO Cut off marks for NIACL AO Prelims 2018 (out of 100) including category-wise, state-wise, and section-wise to better understand the candidates the expected pattern for upcoming NIACL AO Exam. 

NIACL AO Cut Off 2018: Category-wise Prelims Cut off

Check the below table for NIACL Cut Off Marks for Prelims Exam conducted for Company Secretary, Legal, Finance & Accounts, and Generalist posts. The category-wise NIACL AO cut off marks has been tabulated below.

DisciplineSCSTOBCURHIOCVIID/MD
Company Secretary---36.75----
Legal20.2514.5016.7536.25-18.25--
Finance & Accounts47.0028.2546.2556.5034.50-36.50-
Generalist70.5061.0075.7580.2545.2569.5072.2534.00

NIACL AO Cut off 2018: Section-wise Prelims Cut off 

The section-wise cut off marks for NIACL AO Prelims Exam has been tabulated below for sections including English Language, Reasoning Ability, and Quantitative Aptitude. 

DisciplineCompany SecretaryLegalFinance & AccountsGeneralists
TestSC/ST/OBC/PwDURSC/ST/OBC/PwDURSC/ST/OBC/PwDURSC/ST/OBC/PwDUR
English Language9.7512.508.7512.258.7512.2510.7514.00
Reasoning Ability3.256.002.755.755.258.7511.2515.50
Quantitative Aptitude3.255.751.504.004.007.257.2510.75

NIACL AO Cut Off 2018: State-wise Prelims Cut off

New India Assurance has also released NIAC AO Cut off for all the states that participated in the recruitment process. The candidates can have a look over the below category-wise cut off marks for all the states from the below table. 

StateSCSTOBCGEN
Andaman & Nicobar (Port Blair)--53.2574.25
Andhra Pradesh-73.50-88.25
Assam75.7569.7578.0083.75
Bihar---88.25
Chandigarh (UT)76.00-77.5087.75
Chattisgarh74.2567.25-86.75
Delhi80.2572.0082.5089.25
Goa---69.00
Gujarat78.2564.5071.5082.75
Haryana77.50--89.00
Himachal Pradesh77.75--87.25
Jammu & Kashmir75.5064.25-86.50
Jharkhand76.50--88.00
Karnataka71.7570.0075.7581.25
Kerala79.75-86.2589.00
Madhya Pradesh77.2559.25-86.75
Odisha79.0069.0086.5088.00
Puducherry---79.50
Punjab76.25--90.00
Rajasthan82.0073.0084.0088.75
Tamil Nadu75.7561.25-84.50
Telangana83.0074.00-86.00
Tripura-53.00-85.75
Uttar Pradesh80.75-84.5089.00
Uttarakhand-74.00-88.75
West Bengal83.0064.5082.2591.00

NIACL AO Mains Cut Off 2018 

The NIACL AO Mains Exam consists of 200 marks and the NIACL AO Cut Off 2018 for Mains Exam was prepared in three sections: Category-wise, Section-wise and post-wise

NIACL AO Cut Off 2018: Category-wise Mains Cut off

The category-wise NIACL AO Cut Off for all the posts has been mentioned in the below table. 

DisciplineSCSTOBCURHIOCVIID/MD
Company Secretary---102----
Legal67.2552.7567.7587.75-45.25--
Finance & Accounts8164.7589.2599No students Qualified-71.75-
Generalist10895.25118.25126.582113.75115.2586.5

NIACL AO Cut Off 2018: Overall Mains Cut off

Check the overall NIACL AO Cut off marks for NIACL AO Mains Exam 2018 as listed category-wise & section-wise from the below table.   

TestGeneralist
SC,ST,OBC,PwBDUR
Reasoning Ability (50)17.7521
English Language (50)10.514.5
General Awareness (50)6.510.5
Quantitative Aptitude (50)17.2520.25

NIACL AO Cut off 2018: Section-wise Mains Cut off 

Check NIACL AO Mains Cut off for Company Secretary, Legal, Finance & Accounts, and Generalist posts separately for all sections: Reasoning Ability, English Language, General Awareness, Quantitative Aptitude, Professional Knowledge from the below table. 

DisciplineCompany SecretaryLegalFinance & Accounts
TestSC,ST,OBC,PwBDURSC,ST,OBC,PwBDURSC,ST,OBC,PwBDUR
Reasoning Ability (40)4.8514.52.756.25
English Language (40)8.512.54.758.56.510.5
General Awareness (40)4.07.0142.55.5
Quantitative Aptitude (40)3.257.013.251.55.25
Professional Knowledge (40)13.516.035.513.25

NIACL AO Cut Off 2018 [Descriptive Paper (out of 30)]

The category-wise cut off marks for NIACL AO Descriptive test 2018 has been discussed in the below table. 

CategorySCSTOBCURHIOCVIID/MD
Cut off13.5013.50151513.5013.5013.5013.50

Hope the NIACL AO Cut Off will be useful for your exam preparations and will help you to better understand what could be the pattern in the upcoming NIACL AO 2023 Exam. 

Related Links
NIACL AO Syllabus 2025NIACL AO Salary 2025
NIACL AO Previous Year Question Papers PDFsNIACL AO Exam Centre List
NIACL AO Cut-Off: FAQ's

Ans. NIACL Cut Off is the minimum marks that a candidate have to score to get shortlisted for the next stage.

Ans. Yes, the section-wise & category-wise cut off is separately released for Prelims & Mains Exam

Ans. The previous year NIACL AO Exam has been detailed in the article, check it out.

Important Links