Bank of India has released the official notification for the recruitment of Credit Officers in the General Banking Officer (GBO) stream under Advt. No. 2025-2601. Through this recruitment, a total of 514 vacancies across MMGS-II, MMGS-III and SMGS-IV scales will be filled. Candidates interested in Bank of India Credit Officer Recruitment 2025 can start applying for the vacancies from 20th December 2025 onwards.
Bank of India Credit Officer Notification 2025-26 Out
The detailed notification pdf with eligibility criteria has been released on 17th December 2025 at the official website https://bankofindia.co.in/ inviting the eligible graduate candidates to apply for 514 Credit officer posts. Candidates who are interested for the recruitment can go through the official notification pdf to know more details.
Bank of India Credit Officer Recruitment 2025 Overview
As mentioned in the official notification, the selection process consists of an online examination and/or interview, depending on the number of eligible applicants. The recruitment is for Credit Officers in the GBO stream in three scales: SMGS-IV, MMGS-III and MMGS-II.
| BOI Credit Officer Recruitment 2025- Highlights | |
| Bank Name | Bank of India (BOI) |
| Posts | Credit Officer |
| Vacancies | 514 |
| Project No. | 2025-26/01 |
| Mode of Application | Online |
| Last Registration Date | 20th December 2025 to 5th January 2026 |
| Education Qualification | Varies by post |
| Age Limit | 25 to 40 years |
| Selection Process | Online Exam & Interview (depending on the number of applicants/eligible candidates) |
| Salary Range | Rs. 64820 to Rs. 102300 |
| Official website | https://bankofindia.co.in/ |
Bank of India Credit Officer Recruitment 2025- Important Dates
The schedule for online registration and fee payment has been notified through Bank of India Credit Officer Notification 2025. Candidates have to submit their applications online between 20th December 2025 to 5th January 2026.
| Events | Dates |
| Notification Date | 17th December 2025 |
| Apply Online Starts | 20th December 2025 |
| Last Date to Apply | 5th January 2026 |
| Fee Payment | 20th December 2025 to 5th January 2026 |
| Exam Date | To be notified |
Bank of India (BOI) Credit Officer Vacancy 2025
Through BOI Credit Officer Recruitment 2025-26, Bank of India has invited eligible graduate for the recruitment of 514 Credit Officer vacancies for various scales. Check category-wise vacancy from here.
| Posts & Scales | Total | UR | SC | ST | OBC | EWS |
| Credit Officer – GBO (SMGS-IV) | 36 | 17 | 5 | 2 | 9 | 3 |
| Credit Officer – GBO (MMGS-III) | 60 | 25 | 9 | 4 | 16 | 6 |
| Credit Officer – GBO (MMGS-II) | 418 | 172 | 62 | 31 | 112 | 41 |
| Total | 514 | 214 | 76 | 37 | 137 | 50 |
BOI Credit Officer Recruitment 2025-26 Eligibility
The detailed post-wise educational qualification and experience criteria have been released along with the detailed Bank of India Credit Officer notification PDF.
Education Qualification
For Credit Officer MMGS-II & III (GBO): Graduation in any discipline with 60% marks (55% for SC/ST/OBC/PwBD) from a recognised University/Institute or equivalent. CA/CFA/CMA-ICWA or MBA/PGDBM/2-year PG in Banking/Finance/any credit-related field is also acceptable.
For Credit Officer SMGS-IV (GBO): Graduation in any discipline with 60% marks (55% for SC/ST/OBC/PwBD) and MBA/PGDBM / 2-year full-time Master’s degree in any field or CA/CFA/CMA-ICWA from a recognised institute.
Age Limit (as on 01/11/2025)
- Credit Officer MMGS-II: 25 to 35 years
- Credit Officer MMGS-III: 28 to 38 years
- Credit Officer SMGS-IV: 30 to 40 years
For detailed eligibility criteria, refer to the link shared below.
BOI Credit Officer Apply Online 2025-26
Applications can be submitted only through online mode between 20th December 2025 and 05th January 2026 through the Bank of India website (https://bankofindia.co.in/) under the link “Recruitment of Credit Officers in GBO Stream Project No. 2025-2601”. Once the link is activated at the official website, the same link will also be shared in the article.
Bank of India Credit Officer Application Fee 2025
Candidates who wants to apply for BOI Credit Officer vacancies have to submit their application forms along with the required application fee which is different for General and other categories candidates.
| Category | Application Fee |
| General & Others | Rs. 850/- (application fee + intimation charges) |
| SC/ ST/ PWD | Rs. 175/- (intimation charges only) |
BOI Credit Officer Exam Pattern 2025-26
- The test will be bilingual (English & Hindi) except English Language.The
- English Language is qualifying in nature; its marks will not be added while preparing the merit list, but candidates must obtain the minimum qualifying marks.
- The minimum qualifying marks in all tests are 35 for General/EWS and 5 marks less for SC/ST/OBC/PwBD candidates.
- There is a penalty of one-fourth of the marks allotted to a question for each wrong answer; no penalty for unanswered questions.
| Sections | No. of Questions | Marks | Duration |
| English Language | 25 | 25 | 120 minutes |
| Reasoning Ability | 25 | 25 | |
| Quantitative Aptitude | 25 | 25 | |
| Professional Knowledge | 75 | 75 | |
| Total | 150 | 150 |
Bank of India Credit Officer Salary 2025-26
Selected candidates will be placed in the following basic pay scales with applicable allowances and perquisites
| Scale | Pay Scale |
| MMGS-II | Rs. 64,820 – 2,340 – 67,160 – 2,680 – 93,960 |
| MMGS-III | Rs. 85,920 – 2,680 – 99,320 – 2,980 – 1,05,280 |
| SMGS-IV | Rs. 1,02,300 – 2,980 – 1,14,220 – 3,360 – 1,20,940 |


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