Bank of India (BOI) has announced a total of 514 vacancies for Credit Officers across MMGS-II, MMGS-III and SMGS-IV scales in the General Banking Officer (GBO) stream under Advt. No. 2025-2601. As the online application process is over now, the BOI will conduct the first stage of the selection process, i.e., an online exam. The Bank of India Credit Officer Exam Date 2026 for the online exam will be announced soon at the official website https://bankofindia.co.in/.
Bank of India Credit Officer Notification 2025-26 Out
The detailed notification PDF with eligibility criteria has been released on the official website https://bankofindia.co.in/, inviting eligible graduate candidates to apply for 514 Credit Officer posts. Candidates interested in the Bank of India Credit Officer Recruitment 2025 can refer to the official notification PDF for more details.
Bank of India Credit Officer Recruitment 2025 Overview
Bank of India (BOI) has invited online applications from interested and eligible candidates to fill 514 Credit Officer vacancies. The selection process for Credit Officers in the GBO stream for SMGS-IV, MMGS-III and MMGS-II includes the online examination and/or interview.
| BOI Credit Officer Recruitment 2025- Highlights | |
| Bank Name | Bank of India (BOI) |
| Posts | Credit Officer |
| Vacancies | 514 |
| Project No. | 2025-26/01 |
| Mode of Exam | Online |
| Exam Date | Will be announced soon |
| Number of Questions | 150 |
| Total Marks | 150 |
| Negative Marking | 1/4 mark |
| Selection Process | Online Exam & Interview (depending on the number of applicants/eligible candidates) |
| Salary Range | Rs. 64820 to Rs. 102300 |
| Official website | https://bankofindia.co.in/ |
Bank of India Credit Officer Exam Date 2026
The Bank of India is all set to conduct the first stage of the selection process, i.e., an online examination to recruit eligible candidates for 514 Credit Officer vacancies. All the eligible candidates who have applied successfully will be eligible to appear for the online exam. The Bank of India Credit Officer Exam Date 2026 for the online exam will be announced soon by the BOI at their official website https://bankofindia.co.in/.
Bank of India Credit Officer Recruitment 2025-26 Important Dates
The schedule for online registration and fee payment has been notified through the Bank of India Credit Officer Notification 2025. The Bank of India Credit Officer Exam Date 2026 for the online exam will be released soon at https://bankofindia.co.in/.
| Events | Dates |
| Notification Date | 17th December 2025 |
| Apply Online Starts | 20th December 2025 |
| Last Date to Apply | 5th January 2026 |
| Fee Payment | 20th December 2025 to 5th January 2026 |
| Last Date of printing the application | 20th January 2026 |
| Exam Date | Will be announced soon |
Bank of India (BOI) Credit Officer Vacancy 2025-26
Through BOI Credit Officer Recruitment 2025-26, Bank of India has invited eligible graduates for the recruitment of 514 Credit Officer vacancies for various scales. Check category-wise vacancy from here.
| Posts & Scales | Total | UR | SC | ST | OBC | EWS |
| Credit Officer – GBO (SMGS-IV) | 36 | 17 | 5 | 2 | 9 | 3 |
| Credit Officer – GBO (MMGS-III) | 60 | 25 | 9 | 4 | 16 | 6 |
| Credit Officer – GBO (MMGS-II) | 418 | 172 | 62 | 31 | 112 | 41 |
| Total | 514 | 214 | 76 | 37 | 137 | 50 |
BOI Credit Officer Recruitment 2025-26 Eligibility
The detailed post-wise educational qualification and experience criteria have been released along with the detailed Bank of India Credit Officer notification PDF.
Education Qualification
For Credit Officer MMGS-II & III (GBO): Graduation in any discipline with 60% marks (55% for SC/ST/OBC/PwBD) from a recognised University/Institute or equivalent. CA/CFA/CMA-ICWA or MBA/PGDBM/2-year PG in Banking/Finance/any credit-related field is also acceptable.
For Credit Officer SMGS-IV (GBO): Graduation in any discipline with 60% marks (55% for SC/ST/OBC/PwBD) and MBA/PGDBM / 2-year full-time Master’s degree in any field or CA/CFA/CMA-ICWA from a recognised institute.
Age Limit (as on 01/11/2025)
- Credit Officer MMGS-II: 25 to 35 years
- Credit Officer MMGS-III: 28 to 38 years
- Credit Officer SMGS-IV: 30 to 40 years
For detailed eligibility criteria, refer to the link shared below.
BOI Credit Officer Apply Online 2025-26
Applications can be submitted only through online mode by 5th January 2026 through the Bank of India website (https://bankofindia.co.in/) under the link “Recruitment of Credit Officers in GBO Stream Project No. 2025-2601”. As the link to apply online is activated at the official website, the same link is also shared in the article.
How to Apply for Bank of India Credit Officer Recruitment 2025-26?
- Visit the Bank of India (BOI) official website, i.e. www.bankofindia.co.in.
- In the Important Link section, click on career
- After clicking on career, candidates will be directed to a new URL-https://bankofindia.co.in/career
- Look for the “Recruitment of Credit Officers in GBO stream Project No. 2025-26/01 Notice dated 01.11.2025” link and click on it.
- To register an application, choose the tab “Click here for New Registration” and enter Name,
Contact details and Email ID. A Provisional Registration Number and Password will be
generated by the system and displayed on the screen. - Complete the application form with your personal, educational, and professional details.
- Candidates can proceed to upload Photo & Signature as per the specifications given in the
Guidelines - Pay the fee online as instructed. The payment can be made by using only Master/ Visa/ RuPay Credit cards, Debit cards, Internet Banking, Cash Cards/Mobile Wallets, QR or UPI.
- After reviewing your details, submit the Bank of India Credit Officer Application Form 2025.
- Print your application form and payment receipt for reference.
Bank of India Credit Officer Application Fee 2025
Candidates who want to apply for BOI Credit Officer vacancies have to submit their application forms along with the required application fee, which is different for General and other categories candidates.
| Category | Application Fee |
| General & Others | Rs. 850/- (application fee + intimation charges) |
| SC/ ST/ PWD | Rs. 175/- (intimation charges only) |
BOI Credit Officer Exam Pattern 2025-26
- The test will be bilingual (English & Hindi) except English Language.The
- English Language is qualifying in nature; its marks will not be added while preparing the merit list, but candidates must obtain the minimum qualifying marks.
- The minimum qualifying marks in all tests are 35 for General/EWS and 5 marks less for SC/ST/OBC/PwBD candidates.
- There is a penalty of one-fourth of the marks allotted to a question for each wrong answer; no penalty for unanswered questions.
| Sections | No. of Questions | Marks | Duration |
| English Language | 25 | 25 | 120 minutes |
| Reasoning Ability | 25 | 25 | |
| Quantitative Aptitude | 25 | 25 | |
| Professional Knowledge | 75 | 75 | |
| Total | 150 | 150 |
Bank of India Credit Officer Salary 2025-26
Selected candidates will be placed in the following basic pay scales with applicable allowances and perquisites
| Scale | Pay Scale |
| MMGS-II | Rs. 64,820 – 2,340 – 67,160 – 2,680 – 93,960 |
| MMGS-III | Rs. 85,920 – 2,680 – 99,320 – 2,980 – 1,05,280 |
| SMGS-IV | Rs. 1,02,300 – 2,980 – 1,14,220 – 3,360 – 1,20,940 |



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