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Bank of India Credit Officer Recruitment 2026 (779 Vacancies), Apply Online Before 20 July

Bank of India (BOI) has announced a total of 779 vacancies for Credit Officers across various scales in the General Banking Officer (GBO). The official notification has been released on the official website https://bankofindia.co.in/, which includes complete details for the recruitment. The registration portal is open till 20th July 2026, therefore, candidates are advised to submit their applications much before last date. 

Bank of India Credit Officer Recruitment 2026

Bank of India (BOI) has issued a notification for the recruitment of Credit Officer vacancies. The selection of Credit Officers in GBO stream for SMGS-IV, MMGS-III and MMGS-II will be by online examination and interview.

BOI Credit Officer Recruitment 2026- Highlights
Bank Name Bank of India (BOI)
Posts Credit Officer
Vacancies 779
Project No. 2026-27/01
Mode of Application Online
Registration Starts 30th June to 20th July 2026
Selection Process Online Exam & Interview (depending on the number of applicants/eligible candidates)
Salary Range Rs. 64820 to Rs. 102300
Official website https://bankofindia.co.in/

Bank of India Credit Officer Recruitment 2026 Important Dates

The Bank of India Credit Officer Notification 2026 provides the schedule for online registration and fee payment. The last date to apply and fee application fee for Bank of India Credit Officer Recruitment is 20th July 2026. Check important dates from the table below.

Events Dates
Notification Date 29th June 2026
Apply Online Starts 30th June 2026
Last Date to Apply 20th July 2026
Fee Payment 20th July 2026
Last Date of printing the application 4th August 2026

Bank of India Credit Officer Notification 2026 PDF

Experienced credit professionals interested in the Bank of India Credit Officer Recruitment can refer to the official notification released on 29th June 2026. The detailed notification PDF with eligibility criteria has been released on the official website https://bankofindia.co.in/, inviting eligible graduate candidates to apply for 779 Credit Officer posts.

Bank of India (BOI) Credit Officer Vacancy 2026

Through  BOI Credit Officer Recruitment 2026, Bank of India has invited eligible graduates for the recruitment of 779 Credit Officer vacancies for various scales.

Category MMGS-II MMGS-III SMGS-IV Total
GEN 274 22 21 317
SC 102 10 6 118
ST 52 05 2 59
OBC 180 16 9 205
EWS 69 08 3 80
Total 677 61 41 779

BOI Credit Officer Recruitment 2026 Eligibility

The detailed post-wise educational qualification and experience criteria have been released along with the detailed Bank of India Credit Officer notification PDF.

Education Qualification

For Credit Officer MMGS-II & III (GBO): Graduation in any discipline with 60% marks (55% for SC/ST/OBC/PwBD) from a recognised University/Institute or equivalent. CA/CFA/CMA-ICWA or MBA/PGDBM/2-year PG in Banking/Finance/any credit-related field is also acceptable.​

For Credit Officer SMGS-IV (GBO): Graduation in any discipline with 60% marks (55% for SC/ST/OBC/PwBD) and MBA/PGDBM / 2-year full-time Master’s degree in any field or CA/CFA/CMA-ICWA from a recognised institute.

Age Limit (as on 01/06/2026)

  • Credit Officer MMGS-II –  25 to 32 years
  • Credit Officer MMGS-III – 28 to 38 years
  • Credit Officer SMGS-IV – 32 to 45 years

Age Relaxation – The upper age relaxation for the reserved category will be provided as per the government norms.

Category  Age Relaxation 
Scheduled Caste/ Scheduled Tribe 5 years
Other Backward Classes (Non-creamy layer) 3 years
Persons With Benchmark Disabilities 10 years
Ex-Servicemen 5 years
Persons affected by 1984 riots 5 years

BOI Credit Officer Application Form 2026

The online application portal for the 779 Credit Officer vacancies has been activated on the official website, https://bankofindia.co.in/. Candidates must keep their documents handy before applying for the Bank of India Vacancy. Candidates can apply only online till 20th July 2026, and no other mode of application will be accepted.

How to Apply for Bank of India (BOI) Credit Officer Recruitment 2026?

  1. Visit the Bank of India (BOI) official website, i.e., www.bankofindia.co.in.
  2. In the Important Links section, click on Career.
  3. After clicking on ‘Career’, candidates will be directed to a new URL-https://bankofindia.co.in/career
  4. Look for the “Recruitment of Credit Officers” link and click on it.
  5. To register an application, choose the tab “Click here for New Registration” and enter Name,
    Contact details and Email ID. A Provisional Registration Number and Password will be
    generated by the system and displayed on the screen.
  6. Complete the application form with your personal, educational, and professional details.
  7. Candidates can proceed to upload Photo & Signature as per the specifications given in the
    Guidelines
  8. Pay the fee online as instructed. The payment can be made by using only Master/ Visa/ RuPay Credit cards, Debit cards, Internet Banking, Cash Cards/Mobile Wallets, QR, or UPI.
  9. After reviewing your details, submit the Bank of India Credit Officer Application Form 2026.
  10. Print your application form and payment receipt for reference.

Bank of India Credit Officer Application Fee 2026

Candidates who want to apply for BOI Credit Officer vacancies have to submit their application forms along with the required application fee, which is different for General and other category candidates.

Category Application Fee
General & Others Rs. 850/- (application fee + intimation charges)
SC/ ST/ PWD Rs. 175/- (intimation charges only)

Bank of India Credit Officer Selection Process 2026

The selection process for Credit Officer posts is based on a written examination and an interview. The Merit list is prepared based on the marks obtained by them in the online examination (Marks obtained in the professional knowledge test).

  1. Online Examination
  2. Interview

BOI Credit Officer Exam Pattern 2026

  1. The test will be bilingual (English & Hindi) except for the English Language.
  2. English Language is qualifying in nature; its marks will not be added while preparing the merit list, but candidates must obtain the minimum qualifying marks.
  3. The minimum qualifying marks in all tests are 35 for General/EWS and 5 marks less for SC/ST/OBC/PwBD candidates.
  4. There is a penalty of one-fourth of the marks allotted to a question for each wrong answer; no penalty for unanswered questions.
Sections No. of Questions Marks Duration
English Language 25 25 120 minutes
Professional Knowledge 100 100
Total 125 125

Bank of India Credit Officer Salary 2026

Selected candidates will be placed in the following basic pay scales with applicable allowances and perquisites

Scale Pay Scale
MMGS-II Rs. 64,820 – 2,340 – 67,160 – 2,680 – 93,960
MMGS-III Rs. 85,920 – 2,680 – 99,320 – 2,980 – 105,280
SMGS-IV Rs. 102,300 – 2,980 – 114,220 – 3,360 – 120,940

 

FAQs

Q1. How many vacancies are to be filled through Bank of India Credit Officer Recruitment 2026?

A total 779 vacancies across various scales has been announced under Bank of India Credit Officer Recruitment 2026.

Q2. Is the Bank of India Credit Officer Exam Date 2026 announced.

No, the Bank of India Credit Officer Exam Date 2026 for the online exam will be announced soon by the BOI at their official website https://bankofindia.co.in/.

Q3. Is there any negative marking in the Bank of India Credit Officer Exam 2026?

Yes, there will be a negative marking of 1/4 mark for each incorrect answer.

Q4. What is selection process for Credit Officer posts?

The selection process for Credit Officer posts includes the Online Exam & Interview.

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About the Author

I'm Aparna Tomar, Manager – SEO content writer at CareerPower (careerpower.in). With over 6 years of experience in ed-tech content writing, I combine deep subject expertise with a strong command of SEO best practices to create content that genuinely serves government job aspirants across India. My primary focus is on Banking (IBPS, SBI, RBI), SSC (CGL, CHSL, MTS), and Railways (RRB NTPC, ALP, Group D) — covering all related articles like notifications, eligibility, admit cards, exam analyses, answer keys, cut-offs, and results. As content team lead, I oversee editorial quality, content strategy, and publishing standards across all exam categories on CareerPower – including State PSC, Defence, Teaching, and Engineering recruitment. You can reach me at aparna.tomar@adda247.com.