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IBPS RRB PO Salary Structure, Pay Scale, In-hand Salary and Job Profile

The Institute of Banking Personnel Selection (IBPS) conducts the Regional Rural Banks (RRB) Probationary Officers (PO) exam to recruit officers for various regional rural banks across India. The salary structure for IBPS RRB POs is an attractive feature for many aspirants, as it offers a lucrative pay package along with various perks and benefits. This article delves into the detailed salary structure, allowances, perks, and career progression associated with the IBPS RRB Scale I Officer position.

RRB PO Basic Pay and Salary Structure

The initial basic pay for an IBPS RRB PO (Officer Scale 1) is Rs. 36,000. The salary structure is based on the 10th Bipartite Settlement, and the pay scale for an Officer Scale I is:

  • Officer Scale I: Rs. 36,000 – 1,490/7 – 46,430 – 1,740/2 – 49,910 – 1,990/7 – 63,840

This indicates that the initial basic pay is INR 36,000, and after annual increments over the years, the maximum basic pay can reach up to Rs. 63,840.

IBPS RRB PO In-hand Salary

The in-hand salary of an IBPS RRB PO after all the deductions and inclusions is approximately Rs. 60,000 per month wherein the gross salary is around Rs. 71000. This can vary based on the place of posting and other factors. Furthermore, various perks and benefits further enhance the attractiveness of this job, making it a sought-after position for banking aspirants.

Components of Officer Scale 1 Salary

Basic Pay: The fundamental component of the salary, starting at Rs. 36,000.

Dearness Allowance (DA): This is a cost of living adjustment allowance and is currently around 17.47% of the basic pay.

House Rent Allowance (HRA): This varies depending on the posting location:

  • Rural Areas: 5% of the basic pay
  • Semi-urban Areas: 7.5% of the basic pay
  • Urban Areas: 10% of the basic pay

Special Allowance: This is 7.75% of the basic pay.

Other Allowances: Include transport allowance, medical allowance, etc.

Below is the attached salary slip of an IBPS RRB Officer Scale I Officer-

IBPS RRB PO Salary Structure, Pay Scale, In-hand Salary and Job Profile_3.1

RRB PO Perks and Benefits

  1. Leased Accommodation: In some cases, RRB POs can avail of leased accommodation instead of HRA.
  2. Travel Allowance: Reimbursement of travel expenses for official purposes.
  3. Medical Reimbursement: Provision for medical reimbursement for the officer and their family.
  4. Leave Policy: Includes casual leave, medical leave, maternity/paternity leave, etc.
  5. Other Benefits: Pension schemes, newspaper allowances, conveyance allowances, and coverage under the New Pension Scheme (NPS).

IBPS RRB PO Career Growth

The career ladder for an IBPS RRB PO offers ample growth opportunities for the candidates who are selected for Probationary Officer (Scale 1).  The hierarchy for career advancement is as follows:

Officer Scale-I (Probationary Officer)

Officer Scale-II (Manager): Promotion usually after 3-4 years of service

Officer Scale III (Senior Manager): Promotion after 5-6 years of service as Officer Scale II

Chief Manager

Assistant General Manager (AGM)

Deputy General Manager (DGM)

General Manager (GM)


The IBPS RRB PO post offers a lucrative salary package coupled with various allowances, benefits, and a clear path for career advancement. The salary structure, starting with a basic pay of Rs. 36,000 and an inclusive of various allowances, ensures a comfortable lifestyle. Furthermore, various perks and benefits further enhance the attractiveness of this job, making it a sought-after position for banking aspirants.

Related Links
IBPS RRB PO Syllabus & Exam Pattern IBPS RRB Salary
IBPS RRB PO Previous Year Cut Off IBPS RRB Previous Year Question Papers


Q1. What is the in hand salary of RRB Officer Scale 1?

The gross salary of RRB PO is around Rs. 71000 with an approximate in-hand salary of Rs. 60,000 per month with starting basic pay of Rs. 36000.

Q2. What is the career growth of IBPS RRB PO?

The growth cycle of RRB Officer Scale-I (Probationary Officer), Officer Scale-II (Manager), Officer Scale III (Senior Manager), Chief Manager, Assistant General Manager, Deputy General Manager, General Manager.

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