What is the mode of Union Bank SO Exam 2026?

The union Bank of India SO Exam 2026 will be conducted in online mode.

Is there any negative marking in the Online Exam?

Yes, there will be a negative marking of 1/4 mark for each incorrect answer.

Union Bank SO Syllabus 2026, Exam Pattern for Specialist and General Banking Officers

The Union Bank of India conducts an online examination to recruit eligible candidates for the Specialist and General Banking Officers posts. The syllabus for general officer posts is divided into two parts, wherein Part 1 consists of questions from Reasoning, Quantitative Aptitude, and English. Part II requires professional knowledge of their discipline, and for the specialist officer posts, it only includes professional knowledge of their discipline. Candidates who are beginning their preparation must be aware of the updated exam pattern, negative marking, number of questions, and exam syllabus.

Union Bank SO Syllabus & Exam Pattern 2026

All the candidates who are preparing for the Union Bank of India SO 2026 Recruitment Exam must first understand the syllabus and exam pattern to make their strategies for preparation and to focus only on the relevant topics, rather than wasting their time on irrelevant topics. Here, we have shared the detailed syllabus with exam pattern to familiarise the candidates with the topics-wise distribution of marks.

Union Bank of India SO Syllabus & Exam Pattern 2026
Mode of Exam	Online
Type of Questions	Multiple Choice Questions
Number of Questions	SO- 50 GBO- 125
Marks	SO- 100 GBO- 175
Duration	SO- 60 Minutes (1 Hour) GBO- 120 Minutes (2 Hours)
Negative Marking	1/4th mark
Selection Process	Online Exam/Group Discussion, Interview, and Document Verification
Official Website	https://www.unionbankofindia.co.in/

Union Bank of India SO Exam Pattern 2026

The candidates who are preparing for the posts released under the Union Bank SO Exam 2026 must have an idea about the exam pattern of exam. So, candidates can plan their studies and manage their time according to the exam pattern.

The exam will be conducted in online mode.
There will be objective type multiple questions in the exam.
For each incorrect answer, there is a negative marking of 1/4 mark.

Union Bank of India General Banking Officer Exam Pattern 2026 (Post Codes G01–G19, up to Scale III)
Name of Test	No. of Question	Marks	Duration
Reasoning	25	25	60 Minutes
English Language	25	25
Quantitative Aptitude	25	25
Professional Knowledge	50	100	60 minutes
Total	125	175	120 minutes

Union Bank of India Specialist Officers Exam Pattern 2026 (Post Codes S01–S108, up to Scale III)
Name of Test	Number of Questions	Marks	Duration
Professional knowledge relevant to the post	50	100	60 Minutes
Total	50	100	60 Minutes

Union Bank of India SO Syllabus 2026 (For Specialist and General Banking Officers)

The Union Bank of India SO Syllabus carries a total of 4 subjects, including Reasoning, Quantitative Aptitude, English Language, and Professional Knowledge. For each subject, the syllabus is discussed below.

Reasoning

Direction Sense Test
Arithmetical Reasoning
Alpha-Numeric Sequence Puzzle
Logical Sequence of Words
Eligibility Test
Data Sufficiency
Logical Venn Diagrams
Inserting the Missing Character
Alphabet Test
Mathematical Operations
Logic
Series Completion
Theme Detection
Analogy
Clocks & Calendars
Deriving Conclusions from Passages
Statement – Conclusions
Coding-Decoding
Number, Ranking & Time Sequence
Statement – Arguments
Situation Reaction Test

Quantitative Aptitude

Problems on Trains
Probability
Permutations and Combinations
Simplification and Approximation
Numbers and Ages
Mensuration
Mixtures and Allegations
Indices and Surds
Time and Work Partnership
Ratio and Proportion
Simple Equations
Quadratic Equations
Simple Interest
Problems on Numbers
Compound Interest
Volumes
Profit and Loss
L.C.M and H.C.F
Races and Games
Time and Distance
Areas
Percentages
Averages
Boats and Streams
Pipes and Cisterns

English

Grammar
Synonyms
Comprehension
Vocabulary
Error Correction
Fill in the Blanks
Sentence Rearrangement
One phrase substitutions
Shuffling of sentence elements
Antonyms
Sentence construction
Idioms & Phrases
Unseen Passages

Union Bank SO Professional Subject Syllabus 2026

Assistant Credit Manager will cover topics regarding accounting, law, economics, and financial cost topics
Assistant IT Manager will cover the topics regarding information technology, computer science and electronics & communication topics.

Union Bank Credit Officer Syllabus

Chapters	Topics
Accounting Concepts	Marginal Costing Social Accounting Absolute Costing Cost Volume Profit Analysis Activity-based Costing Inventory valuation, Cost Sheet and work Target Costing Transfer Pricing, Overview of Cost Accounting Guidelines of SEBI
Corporate Accounting	Insurance of shares, Divisible Profits and Bonus Issues, Dividend Distribution, Final Accounts Factories Act, Underwriting, Valuation of Goodwill and shares, Capital Issues, Forfeiture and Reissues of shares, Accounting for Amalgamation companies, Issues and Redemption of Debentures, Acquisition of Business and Profits before Incorporation
Business Law	Provident Fund, Industrial Dispute Act, Labour Law, Process Costing, Negotiable Instruments, Gratuity Act, Redemption of preference shares, Partnership Act, Contract Act, Marginal Cost and Cost Volume Profit
Management Accounting	Ratio Analysis, Cash Flow Statement, Budgeting and Budgetary Control, Capital Market, Sources of Finance, Capital Structure, Company Law Analysis, Standard Costing and various analyses, Capital Budgeting
Capital Structure	Cost of capital, Funds flow statement, Sources of Finance, Job and Batch Costing, The material, Labour cost and Overhead cost Financial Statement Analysis, Sources of finance, Process Costing, Contract Costing, Budgeting and Budgetary Control
Economics	Micro and Macro Economics concepts, Updates related to money market and RBI Policies, Money Market
Basic Accounting	Principles and concepts of Accounting, How the RBI, IRDA, and SEBI work – Functioning

Union Bank Credit Officer IT Syllabus

Chapters	Topics
Electronics and Communication	Electrical and Electronic Measurements Control Systems and Process Control Transducers, Mechanical Measurement and Industrial Instrumentation Analogue Electronics Digital Electronics Analytical, Optical Instrumentation Signals, Systems, and Communications Basics of Circuits and Measurement Systems
Computer Science	Computer Organisation and Architecture Web Technologies Computer Networks Algorithms Digital Logic Information Systems and Software Engineering Operating System Programming and Data Structures Computer Networks Databases
Information Technology	Data Communication and Networks Information and Network Security Relational Database Management System Computer Fundamentals and Programming Cyber Law in India Linux System Administration Operating System