NICL AO Salary 2025, Check In-hand Salary Structure, Pay Scale & Allowances

The National Insurance Company Limited (NICL) is providing a good opportunity to candidates aspiring for a government job to build a stable and secure career path. Candidates who are interested in applying for the NICL Administrative Officers exam understand NICL AO Salary 2025 can provide strong motivation. The starting Basic pay is Rs. 50,925 /- in the scale of Rs.50925-2500(14)-85925-2710(4)-96765 In addition to this, the Administrative Officers (AO) get several benefits like gratuity, medical allowance, NPS (New Pension Scheme), etc. To know more about the salary structure, in-hand and careers & promotions, scroll down the article.

NICL AO Salary 2025

The National Insurance Company Limited (NICL) is a public sector general insurance company that conducts a recruitment each year to hire Administrative Officers in its department. All candidates who will clear all the selection rounds of the NICL AO Recruitment will be appointed for Administrative Officers posts and receive an attractive salary package and various allowances as applicable to their pay level of the post. Along with basic salary, candidates will be provided various perks and benefits such as Pension under the New Pension scheme governed by PFRDA, Gratuity, LTS, Medical Benefits, Group Personal Accident Insurance, etc.

NICL AO Salary Structure 2025

The NICL offers a basic pay for Administrative Officer (AO) of Rs. 50925, with a pay scale ranging from Rs. 50925 to Rs. 96765. Appointed candidates will get an annual increment of Rs. 2500 for the first 14 years, followed by Rs. 2710 for the next 4 years. Taking all the parameters, the gross monthly salary is approximately Rs. 85000.

NICL AO Prelims Result 2025 – Click to Check

NICL AO In-hand Salary 2025

The in-hand salary is defined as the exact amount that an employee receives in their account after all the deductions made by the National Insurance Company Limited (NICL). The salary for Administrative Officers in Metropolitan centres will be approximately Rs. 90,000/- per month.

NICL Administrative Officer Perks and Allowances 2025

Along with the NICL AO salary, Administrative Officers get several benefits for financial security and well-being. These are

• National Pension System (NPS) for retirement,
• gratuity for long service
• Leave Travel Subsidy (LTS) for vacation travel.
• Medical benefits for themselves and their families,
• Group Personal Accident Insurance,
• Leased accommodation as per company rules.
• House Rent Allowance to meet rental problems
• Transport Allowance to cover daily travel expenses to and from the workplace.

NICL AO Probation Period

The candidate appointed to Administrative Officer posts has to serve a 1-year probation period from the date of joining the duty. The probation period may be extended twice by a further period of six months at a time, stretching up to one year. During the probation period, Officers are required to pass the non-life “Licentiate Examination” conducted by the Insurance Institute of India. Only those who successfully pass this examination will be eligible for confirmation of their services with the Company. Failure to pass the examination within the extended probation period may result in the officer’s termination of service at the end of the specified period.

NICL Administrative Officer Careers and Promotions

The promotions in NICL are based on seniority, performance, departmental exams, etc. Those who are consistent will get the promotions as mentioned below

1. Administrative Officer (AO) – Scale I: (Entry-level officer post)
2. Deputy Manager – Scale II
3. Manager – Scale III
4. Senior Manager – Scale IV
5. Chief Manager – Scale V
6. Assistant General Manager – Scale VI
7. Deputy General Manager – Scale VII
8. General Manager – Scale VIII
9. Director / CMD (Chairman and Managing Director)- Top Post