LIC HFL Apprentice Syllabus & Exam Pattern 2026, Subject Wise Topics

The LIC HFL Apprentice Syllabus provides candidates with information about the topics that they need to prepare for the examination. LIC HFL has announced a vacancy for 232 apprentices for fresh graduates, so interested candidates must begin with the updated syllabus and exam pattern. The selection process comprises an online examination, document verification, and personal interview.

LIC HFL Apprentice Syllabus and Exam Pattern 2026

LIC HFL Apprentice Online Exam includes questions from General/Financial Awareness, General English, Reasoning Ability & Computer Aptitude, and Quantitative Aptitude. Below is the table containing the key information regarding the LIC HFL Apprentice Syllabus, marking scheme, mode of exam and much more.

LIC HFL Apprentice Syllabus 2026 Overview
Organisation	LIC Housing Finance Limited (LIC HFL)
Exam Name	LIC HFL Apprentice 2026
Post Name	Apprentice
Total Vacancies	232
Apprenticeship Duration	12 Months
Exam Mode	Online, remotely proctored
Exam Type	Multiple Choice Questions (MCQs)
Subjects	General/Financial Awareness, General English, Reasoning Ability & Computer Aptitude, and Quantitative Aptitude
Exam Duration	60 minutes
Selection Process	Online Test, Document Verification and Personal Interview

LIC HFL Apprentice Exam Pattern 2026

The online entrance exam will take place in a remote, proctored format. Candidates will be able to take the test in their homes on their mobile phones, laptops, or desktops that have the necessary front-facing camera and comply with the technical requirements.

Duration of Exam: 60 minutes

Languages: English and Hindi (except only English for the General English subject)

Subjects	Number of Questions	Maximum Marks
General/Financial Awareness	25	25
General English	25	25
Reasoning Ability & Computer Aptitude	25	25
Quantitative Aptitude	25	25
Total	100	100

LIC HFL Apprentice Syllabus 2026: Subject-wise Topics

The LIC HFL Apprentice syllabus 2026 makes the candidates aware about the subjects and chapters that need to be prepared for the exam. This includes all those important subjects and chapters from which questions can be expected in the exam. Here, we are providing the topic wise list of the subjects for the exam.

1. General & Financial Awareness

Banking Concepts

Types of Bank Accounts
KYC Requirements
Negotiable Instruments (Cheque & Demand Draft)
NEFT, RTGS and IMPS

RBI & Monetary Policy

Functions of RBI
Repo & Reverse Repo Rates
CRR & SLR
Financial Inclusion

Housing Finance

Home Loans
National Housing Bank (NHB)
Pradhan Mantri Awas Yojana (PMAY)
Non Performing Assets (NPAs)

Insurance

Life & General Insurance
Insurance Terms
LIC HFL Products

Financial & Economic Terms

IFSC, MICR & CIBIL
Mutual Funds
Economic News

2. General English

Reading Comprehension
Error Identification
Grammar
Tenses
Subject-Verb Agreement
Synonyms and Antonyms
Cloze Test
Fill in the Blanks
Paragraph Rearrangement
Sentence Improvement
Phrase Substitution

3. Reasoning Ability & Computer Aptitude

Reasoning Ability

Linear Arrangement
Circular Arrangement
Floor Puzzles
Syllogism
Inequalities
Coding-Decoding
Blood Relations
Direction Sense
Alphanumeric Series

Computer Aptitude & Digital Literacy

Computer Hardware Basics
Operating System
Keyboard Shortcuts
Microsoft Word
Microsoft Excel
Microsoft PowerPoint
Cyber Security
Phishing and Malware
Password Security
UPI
Aadhaar Enabled Payment System (AEPS)
Mobile Wallets

4. Quantitative Aptitude

Simplification
Approximations
Finding the Missing Term in a Series
Finding the Wrong Term in a Series
Data Interpretation
Tabulation
Bar Graphs
Line Graphs
Pie Graphs
Percentages
Ratio and Proportion
Average
Ages
Profit and Loss
Discounts
Simple Interest
Compound Interest
Time and Work
Pipes and Cisterns
Time and Distance
Quadratic Equations
Mensuration

FAQs

What is the LIC HFL Apprentice exam pattern 2026?

The examination contains 100 questions carrying 100 marks, with a duration of 60 minutes. General/Financial Awareness, General English, Reasoning Ability and Computer Aptitude, and Quantitative Aptitude carry 25 questions and 25 marks each.

What is the LIC HFL Apprentice Syllabus 2026?

The syllabus for preparation comprises basic banking, investment, insurance, quantitative aptitude, reasoning, computer awareness and digital literacy, and English, as per the previous official apprenticeship notification.

Is banking knowledge required for the LIC HFL Apprentice Exam?

Yes, the candidate should have basic knowledge of the banking services and financial terms, investment schemes and insurance products.

Is the LIC HFL Apprenticeship a permanent job position?

No, it has been clearly pointed out by LIC HFL that apprenticeship is training, but not employment. The apprentices are trainees and not employees, and there is no compulsion on the company's part to offer them employment after the completion of the program.

What is the selection procedure for LIC HFL Apprentice posts?

The selection procedure will include the application for NATS, exam registration, online remote proctored entrance exam, document verification and personal interview for the shortlisted candidates. The shortlisted candidates will be issued engagement letters according to the recruitment schedule.