How can I know whether the IBPS Clerk or the SBI Clerk is Better?

Candidates should check the comparison of various aspects such as salary, allowances, probation period, career growth, promotion, etc.

What is the starting basic salary of IBPS Clerk & SBI Clerk?

The starting basic salary of the IBPS Clerk & SBI Clerk is Rs 19900 and Rs 19900/- respectively.

SBI Clerk vs IBPS Clerk: Which Is Better?

Banking aspirants who are preparing for various bank exams may have many queries about which one is a better option, SBI Clerk or IBPS Clerk. Aspirants who are confused about the differences between SBI Clerk and IBPS Clerk can refer to this article to understand the distinctions and find out which option is better.

SBI Clerk vs IBPS Clerk: Which Is Better?

The SBI Clerk exam is conducted by The State Bank of India, and the IBPS Clerk exam is conducted by the Institute of Banking Personnel Selection. The work pressure of an IBPS Clerk is less as compared to SBI Clerk. Here in this article, we have discussed several comparisons to know which is better based on the comparison of various factors such as salary, allowances, career growth, home posting, etc.

SBI Clerk vs IBPS Clerk: Comparison of Job Profile & Probation Period

IBPS Clerk	SBI Clerk
Managing inquiry corners, receipts, withdrawals, etc. Account opening, Cash collection. Issue bank statements. Handle mail and delivery. Verification of customer documents and proofs Passbook updation Responsible for cash, documents, keys, etc. Issuing DDs, cash receipts, etc. Sanction of withdrawals Maintaining balance sheets, ledger, etc. Resolving issues faced by customers. Guidance to customers regarding schemes. Attend treasury works	The SBI Clerks are responsible for opening the bank accounts, looking after the transactions related to the NEFT/RTGS, issuing demand drafts, issuing bank statements, transferring amounts through several payment modes, handling cheque book requests, etc. Assisting the branch managers Also assisting the consumers in their documentation of work. Apart from customer dealing, the SBI Clerks will also have to perform general office-related tasks such as filing, faxing, scanning, and copying. Need to complete the necessary paperwork for paying vendor invoices.
The probation period is 6 months.	The probation period is 6 months.

SBI Clerk vs IBPS Clerk: Organization and Recruitment Scope

Candidates can check the Organisation and Recruitment Scope details of the IBPS Clerk and SBI Clerk as discussed below.

SBI Clerk

Conducted independently by the State Bank of India for positions designated as Junior Associates (Customer Support & Sales) strictly within its own branches across the country. Includes a mandatory local language test after the main exam.

IBPS Clerk

Conducted by the Institute of Banking Personnel Selection for clerical cadres (Customer Service Associates) spanning roughly 11 participating public sector banks like Punjab National Bank, Bank of Baroda, and Canara Bank.

SBI Clerk vs IBPS Clerk: Comparison of Salary & Allowances

Component	SBI Clerk	IBPS Clerk
Starting Basic Pay	Rs. 19900/-	Rs. 19900/-
Salary Structure	Rs. 17900-1000/3-20900-1230/3-24590-1490/4-30550-1730/7-42600-3270/1-45930-1990/1-47920.	Rs.19900 – 1000/1 – 20900 – 1230/3 – 24590 – 1490/4 – 30550 – 1730/7 – 42600 – 3270/1 – 45930 – 1990/1 – 47920
In-Hand Salary	Rs 26,000/- to Rs 29,000/-.	Rs. 29450 (approximately).
Allowances	Dearness Allowance House Rent Allowance Transport Allowance Special Allowance City Allowance Medical Allowance Newspaper Allowance Furniture Allowance	Dearness Allowance Special Allowance Travel Allowance House Rent Allowance Newspaper Allowance Medical reimbursements & various other perks

IBPS Clerk vs SBI Clerk: Work Pressure

Candidates can check the work pressure details of the IBPS Clerk and SBI Clerk as discussed below.

SBI Clerk

Compared to other public sector banks, SBI’s work pressure is a little higher.
Since SBI is the largest public sector bank, irrespective of its location, SBI has the highest work pressure.
An SBI Clerk has to face tougher challenges as compared to an IBPS Clerk.

IBPS Clerk

An IBPS Clerk has less work pressure as compared to an SBI Clerk.
For PSBs, the work pressure mostly depends on the location of the posting. But compared to SBI, the work pressure of PSBs is less.
IBPS Clerk job offers comparatively fewer challenges.

IBPS Clerk vs SBI Clerk: Comparison of Career Growth and Promotion Details

IBPS Clerk

SBI Clerk

Clerk
Officer
Senior Officer
Assistant Manager
Manager
Senior Manager
Chief Manager
Assistant General Manager
Deputy General Manager
General Manager

An SBI Clerk gets promoted in two ways: ‘ In-Cadre Promotions & Officer Cadre Promotions’.
In-cadre promotion is done on the basis of years of service completion.
A person who has completed 10 years as an SBI clerk will be promoted to the post of senior assistant.
A person who has completed 20 years as an SBI clerk will be promoted to the post of special assistant.
A person who has completed 30 years as an SBI clerk will be promoted to the post of senior special assistant.
Officer cadre promotions are done on the basis of written exams and interviews, which are conducted in SBI itself.
A clerk can become a trainee officer after completing 3 years of service and a qualifying written exam and interview.
An SBI Clerk is eligible to become a Junior Manager Grade Scale (JMGS-I) officer after clearing a written test & interview when he/she completes the service period of 6 years.