The RBI Grade B syllabus for DR (General) includes 3 subjects: English Language, Reasoning Ability, Quantitative Aptitude, and General Awareness (Current Affairs + Banking focused) in the Phase 1 (Prelims) exam. The Phase 2 (Mains) exam consists of 3 papers: (i) Economics & Social Issues (ESI), (ii) Descriptive English (Writing), and (iii)Finance & Management (FM). 

RBI Grade B is the toughest banking exam in India with the highest perks. If you are planning to prepare for the RBI Grade B 2026 exam, you need to be aware of the detailed syllabus and exam structure, which is given below.

RBI Grade B 2026 Syllabus & Exam Structure

Before preparing for the exam, candidates must be aware of the RBI Grade B  syllabus topics, pattern, mode of exam, type of questions, and the time duration. Check all important points below.

RBI Grade B Syllabus and Exam Pattern 2026- Summary
BankReserve Bank of India (RBI)
Exam NameRBI Grade B 2026
Type of Exam
  • General (Prelims)- Objective
  • General (Mains)- Objective & Descriptive
  • DEPR/DSIM- Objective & Descriptive
  • Interview (For all posts)
Mode of ExamOnline
Total Marks
  • Prelims: 200
  • Mains: 300
  • Interview: 75
Total Questions
  • Prelims: 200
  • Mains: 60 (MCQs) and 15 Descriptive (to be attempted 11)
Negative Marking
  • Phase 1: 1/4th marks (.25 marks)
  • Phase 2: ¼th for objective type & no negative marking for descriptive paper
Selection ProcessFor General- Prelims, Mains and Psychometric Test & Interview
For DEPR/DSIM- Online/ Written Examination and Psychometric Test & Interview

RBI Grade B 2026 Selection Process

There are three types of posts in the RBI Grade B exam. The RBI Grade B Exam selection process involves several stages, each designed to test different aspects of a candidate's knowledge and skills. Each post has its own selection process, which is as follows- 

  • For RBI Grade B DR (General)- Prelims, Mains and Psychometric Test, Interview
  • For RBI Grade B- DEPR- Online/ Written Examination and Psychometric Test, Interview
  • For RBI Grade B- DSIM- Online/ Written Examination and Psychometric Test, Interview

The detailed syllabus for all 3 posts is given below.

RBI Grade B Syllabus 2026 for DR (General)

To appear for the RBI Grade B Exam, all the candidates need to know the RBI Grade B syllabus and exam structure, which is discussed below for Prelims & Mains in detail. 

RBI Grade B Prelims Syllabus for DR (General)

The preliminary examination of the RBI Grade B exam 2026 will comprise Reasoning Ability, Quantitative Aptitude, English Language and General Awareness. Here is the detailed RBI Grade B Prelims syllabus:

Section AskedNo. of QuestionsMaximum MarksDuration
General Awareness808025 minutes
Quantitative Aptitude303025 minutes
English Language303025 minutes
Reasoning606045 minutes
Total200200120 minutes
rbi-grade-b-prelims-exam-pattern

RBI Grade B Reasoning Syllabus

  1. Logical Reasoning
  2. Alphanumeric Series
  3. Ranking/Direction/Alphabet Test
  4. Data Sufficiency
  5. Coded Inequalities
  6. Seating Arrangement
  7. Puzzle
  8. Tabulation
  9. Syllogism
  10. Blood Relations
  11. Input Output
  12. Coding Decoding

RBI Grade B Quantitative Aptitude Syllabus

  1. Simplification
  2. Profit & Loss
  3. Mixtures & Alligations
  4. Simple Interest & Compound Interest & Surds & Indices
  5. Work & Time
  6. Time & Distance
  7. Mensuration – Cylinder, Cone, Sphere
  8. Data Interpretation
  9. Ratio & Proportion, Percentage
  10. Number Systems
  11. Sequence & Series
  12. Permutation, Combination &Probability

RBI Grade B English Syllabus

  1. Reading Comprehension
  2. Cloze Test
  3. Para jumbles
  4. Miscellaneous
  5. Fill in the blanks
  6. Multiple Meaning /Error Spotting
  7. Paragraph Completion

RBI Grade B General Awareness Syllabus

  1. Current Affairs
  2. Indian Financial Systems
  3. Indian Banking Systems
  4. Monetary Plans
  5. National Institutions
  6. Banking Terms

RBI Grade B Mains Syllabus 2026 for DR (General)

Sections / SubjectsNo. of QuestionsMaximum MarksDuration (minutes)
Paper I: Economics and Social Issues
  • Objective - 30 Questions
  • Descriptive - 6 Questions (to be attempted - 4)

50
50

Total-100

30 minutes 
90 minutes

Total-120 minutes

Paper II: English (Writing Skills)
  • Descriptive - 3 Questions 
    (Precis, RCs, & Essay)
10090 minutes
Paper III: Finance and Management
  • Objective - 30 Questions
  • Descriptive - 6 Questions (to be attempted - 4)

50
50

Total-100

30 minutes
90 minutes

Total-120 minutes

Note- Incorrect answers carry a negative marking of –0.25 for 1-mark questions and –0.50 for 2-mark questions. 

The Mains Examination of the RBI Grade B exam 2026 will constitute 3 sections: Economic & Social Issues, Finance and Management. The complete syllabus is discussed below:

RBI Grade B Mains Syllabus for DR (General)
SubjectSyllabus
Paper 1- Economic & Social Issues

1.  Basic Economic Concepts

  1. National Income Accounting
  2. Schools of Economic Thought
  3. Economic Growth and Development
  4. Human Development
  5. Sustainable Development

2.  Indian Economic Development (Historical Perspective)

  1. Nature of Indian Economy, India’s Economy on the Eve of Independence
  2. India 1947–1991: Macro Economy, India 1947–1991: Agriculture,
  3. India 1947–1991: Industry, India 1947–1991: Services, India 1947–1991: External Sector,
  4. Economic Reforms
  5. Indian Economy Post-1991 – Macro Economy, Indian Economy Post-1991 – Agriculture,
  6. Indian Economy Post-1991 – Industry, Indian Economy Post-1991 – Services, Indian Economy Post-1991 – External Sector

3. Public Finance and Macroeconomic Policies

  1. Public Expenditure and Receipts
  2. Public Debt
  3. Fiscal Policy
  4. Federal Finance,
  5. Inflation
  6. Indian Taxation System
  7. Planning Period in India (Five-Year Plans)

4. Social and Development Issues

  1. Poverty
  2. Unemployment
  3. Population Growth and Demographic Issues
  4. Health, Education, Gender
  5. Positive Discrimination
  6. Multiculturalism,
  7. Urbanisation and Migration

5. Banking, Institutions and Development

  1. Key International Economic Institutions,
  2. Role of Banks and RBI in the Development Process,
  3. Rural Credit and Microfinance
Paper 2- English

1.  Essay Writing

  1. Economic and financial issues
  2. Social or contemporary developments,
  3. Governance and public policy
  4. Technology and society
  5. Environmental concerns
  6. Ethical or abstract themes

2. Precis Writing

  1. A long passage is given and candidates are required to condense it into a precis of about 170–180 words.
  2. The precis must reflect the essence of the original passage without adding personal opinions.

3. Reading Comprehension (Descriptive Answers)

A passage is provided, followed by approximately five questions that require short, well-structured descriptive answers.

Paper 3 (a) Finance

1. Banking & Financial System

  1. Regulators of Banks and Financial Institutions
  2. Reserve Bank of India- functions and conduct of monetary policy
  3. Banking System in India – Structure and concerns, Financial Institutions – SIDBI, EXIM Bank, NABARD, NHB, etc, Changing landscape of banking sector.
  4. Impact of the Global Financial Crisis of 2007-08 and the Indian response

2.  Global Finance and Financial Developments

  1. FinTech, Global Financial Markets and International Banking
  2. Impact of Global Financial Crisis
  3. Recent Developments in Digital Payments

3. Public Finance and Government Policies

  1. Inflation
  2. FDI, FPI and Disinvestment
  3. GST, Indian Taxation System and Public Expenditure
  4. FRBM Act and Finance Commission
  5. Alternate Sources of Finance
  6. PPP and Social Cost–Benefit

4.  Accounting and Financial Statement Analysis

  1. Basics of Accounting
  2. Preparation of Company Final Accounts
  3. Cash Flow Statements
  4. Ratio Analysis
Paper 3 (b)- Management

1. Fundamentals of Management & Organizational Behaviour

  1. Introduction to management
  2. Evolution of management thought
  3. Scientific, Administrative, Human Relations
  4. Systems approach to management
  5. Management functions and Managerial roles
  6. Nudge theory
  7. Meaning & concept of organizational behaviour
  8. Personality: meaning, factors affecting personality, Big five model of personality
  9. Concept of reinforcement
  10. Perception: concept, perceptual errors
  11. Motivation: Concept, importance
  12. Content theories (Maslow’s need theory, Alderfers’ ERG theory, McCllelands’ theory of needs, Herzberg’s two-factor theory)
  13. Process theories (Adams equity theory, Vrooms expectancy theory).
  14. Leadership: Concept, Theories (Trait, Behavioural, Contingency, Charismatic, Transactional and Transformational Leadership
  15. Emotional Intelligence: Concept, Importance, Dimensions.
  16. Analysis of Interpersonal Relationship: Transactional Analysis, Johari Window
  17. Conflict: Concept, Sources, Types, Management of Conflict
  18. Organizational Change: Concept, Kurt Lewin Theory of Change
  19. Organizational Development (OD): Organisational Change, Strategies for Change, Theories of Planned Change (Lewin’s change model, Action research model, Positive model).

2. Leadership and Managerial Skills

  1. Leadership, Authority and Power
  2. Communication
  3. Emotional Intelligence
  4. Decision Making and MBO
  5. Organisational Conflict

4. Organisational Development and Ethics

  1. Organisational Change and Group
  2. Organisational Development
  3. Nudge Theory
  4. Ethics
  5. Corporate Governance

RBI Grade B Exam Pattern 2026- Click to Check

RBI Grade B DEPR Syllabus 2026

PhasePaperMarksDuration
Phase I (Objective)Paper-I Economics100120 minutes
Paper - II English - Descriptive 
(To be typed with help of keyboard)
100120 minutes
Phase II (Descriptive)Paper-II Economics100180 minutes
Paper-III English10090 minutes
Total400 

The syllabus for RBI Grade B (DR) DEPR is designed as per the job profile, which includes primarily undertaking economic analysis and research and contributing to policy formulation, apart from a compilation of data relating to select sectors. 

RBI Grade B Syllabus for DEPR
Paper I: Economics Relatedbased on the Master’s Degree examination in Economics
Paper-II: Economics Relatedbased on the Master’s Degree examination in Economics
Paper III: EnglishThe English paper will be framed to assess the candidates’ writing skills, expression, and understanding of the topic

RBI Grade B DSIM Syllabus 2026

PhasePaperMarksDuration
Phase I (Objective)Paper-I Statistics100120 minutes
Phase II (Descriptive)Paper-II Statistics (Descriptive)100180 minutes
Paper-III English (Descriptive)10090 minutes
Total300 

RBI Grade B Syllabus for DR- DSIM has been discussed below for Papers 1, 2, and 3 as mentioned by RBI. 

RBI Grade B Syllabus for DSIM
Paper I: Statistics
(Objective)

Probability

  1. Definition of Probability
  2. Standard distribution
  3. Large and small sample theory
  4. Analysis of Variance
  5. Estimation
  6. Testing of Hypotheses
  7. Multivariate analysis
  8. Stochastic Processes
Paper-II: Statistics
(Descriptive)
  1. Probability and Sampling
  2. Linear Models and Economic Statistics
  3. Statistical Inference: Estimation, Testing of hypothesis and Non-parametric Test
  4. Stochastic Processes
  5. Multivariate analysis
  6. Numerical Analysis and Basic Computer Techniques
Paper III: English
(Descriptive)
The English paper will be framed to assess the candidates’ writing skills, expression, and understanding of the topic

RBI Grade B Syllabus PDF

The Reserve Bank of India (RBI) has mentioned the detailed exam pattern and syllabus in the previous notification PDF. Candidates can download the official syllabus PDF from the link below and start their preparation without any further delay.

RBI Grade B Syllabus PDF (Official)- Click to Download

RBI Grade B Interview Round

This is the final round of the selection process. In the interview round, they test your knowledge of finance and economics, along with your personality assessment, communication, and problem-solving skills.

Candidates need to appear for the Psychometric Test before the interview. It carries no marks but is part of the official selection process.

The Interview will be of 75 marks for each post (General, DEPR & DSIM). Candidates will be shortlisted for the interview based on an aggregate of marks obtained in the Mains Exam. Candidates may opt for an interview either in Hindi or English. The final Selection will be through a merit list, which will be prepared by adding marks secured by candidates in the Phase-II examination and interview.

Besides the preliminary exam and the main exam, an interview process is also conducted for candidates who qualify for the first two phases of the RBI Grade B Officer Exam.

The final merit list is made on the basis of marks obtained by a candidate in his/ her main exam and interview process.

Related Links
RBI Grade B Cut Off [Previous Year]RBI Grade B Eligibility Criteria 2026
RBI Grade B Salary, Allowances & PromotionsRBI Grade B Previous Year Question Papers
FAQs

Ans. The candidates have to qualify three stages of RBI Grade B Selection Process which are Phase 1, Phase 2 written exams and Interview round.

Ans. No, RBI Grade B Syllabus is not same for General & DEPR & DSIM.

Ans. RBI Grade B Exam is to be held through online mode.

Ans. RBI Grade B Exam is held once a year.

Important Links