IBPS Clerk Salary Structure 2025, Job Profile and Promotion

IBPS will provide lucrative salaries to Clerical Cadre posts along with various perks, incentives, and benefits, which is the primary reason why every year lakhs of candidates rush for IBPS Clerk Recruitment. The aspirants with a dream of a bank job want to know all details of IBPS Clerk salary and the perks that the IBPS Clerk enjoys. In this article, we have covered basic pay, in-hand salary, job profile, responsibilities of a clerk, and career growth of an IBPS Clerk. The banking aspirants who are planning to apply for upcoming IBPS Clerk Exams are curious to know the IBPS Clerk salary structure and career growth, go through the details mentioned in the article.

IBPS Clerk Salary Structure 2025

As per the IBPS Clerk 2025, the pay scale of an IBPS Clerk is Rs.19900-1000/1-20900-1230/3-24590-1490/4-30550-1730/7-42600-3270/1-45930-1990/1-47920. Therefore, the in-hand salary of an IBPS Clerk may range between Rs. 28,000 to Rs. 30,000 per month. Below is the table with a glimpse of the IBPS Clerk Salary Structure that will be offered to the candidates selected in IBPS Clerk 2025 Recruitment.

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IBPS Clerk Pay Scale 2025

The initial salary package of the IBPS Clerk is about Rs. 28,000 to Rs. 30,000/- per month which includes the Dearness Allowance and other benefits. The IBPS Clerk Pay Scale is Rs.19900-1000/1-20900-1230/3-24590-1490/4-30550-1730/7-42600-3270/1-45930-1990/1-47920

Initial Basic Pay – Rs 19,900 with a yearly increment of Rs 1000

Basic Pay after 3 years – Rs 20,900 with a yearly increment of Rs 1230 for the next three years.

Basic Pay after the next 3 years – Rs 24,590 with a yearly increment of Rs 1490 for the next four years.

Basic Pay after the next 4 years – Rs 30,550 with a yearly increment of Rs 1730 for the next 7 years.

Basic Pay after next 7 years – Rs 42,600 with a yearly increment of Rs 3270 for the next 1 year.

Basic Pay after next 1 year – Rs 45,930 with a yearly increment of Rs 1990 for the next 1 year.

Basic Pay after next year – Rs 47,920 (Maximum Basic Pay).

The minimum basic pay of an IBPS clerk is Rs. 19,900/- and the maximum goes to Rs. 47,920.

IBPS Clerk Salary: Other Allowances

The allowances, other than the basic pay are explained below:

Dearness Allowance: This component is 4 per cent of the Basic Pay. DA depends on the CPI and is revised after every three months.

House Rent Allowance: The HRA is dependent on the location of the posting. It is 8.5 per cent of the Basic Pay for Metro Cities, 7.5 per cent of the Basic Pay for cities having a population of more than 5 lakhs, and 6.5 per cent of the Basic Pay for other cities.

Travel Allowance: The official tours and travels will be reimbursed by the bank.

Medical Allowance: For IBPS Clerks, the amount is fixed at INR 2000. Medical allowance is provided once in a year.

Special Allowance: For IBPS Clerk, this amount is fixed at INR 4118/-

IBPS Clerk Job Profile

Being an entry-level post, IBPS Clerk is a post that offers a lot of learnings as well as opportunities. The more you learn, the more opportunities come your way, which will take you towards early growth.

The roles and responsibilities in IBPS Clerk Job Profile are explained below:

1. Verification of various documents and proofs submitted by the customers
2. Responsible for bank cash, various important documents, keys, etc.
3. Sanctioning of withdrawals by the customers
4. Maintaining the various documents of the bank, balance sheets, ledger, etc.
5. Resolving the various issues of the customers
6. Issuing of Demand Drafts (DDs), bank accounts for the customers, cash receipts, etc
7. Providing information about the latest schemes and government policies
8. Providing guidance to customers relating to various banking activities
9. Attending to treasury works
10. Updating the passbooks of account holders
11. Resolving queries of the customers
12. Miscellaneous tasks

IBPS Clerk Promotions

Bank Clerk → Officier / Assistant Manager → Manager → Senior Manager → Chief Manager → Asst. General Manager → Deputy General Manager → General Manager.

IBPS Clerk offers a good salary, a settled job and varied options of growth in the banking sector. Based on the performance, the promotion and growth are quite attractive. However, a minimum of 2 years of service is required to be eligible for a promotion. After two years of service, IBPS Clerks gets promoted once every two years. Promotions are given the following two processes:

Normal process- Candidates who get promoted through this process don’t require JAIIB and CAIIB diplomas. IBPS Clerks are promoted based on their experience and seniority and a written exam is conducted internally. After qualification of the written exam become IBPS Clerks become Trainee Officers and then Bank Probationary Officers (PO).

Merit-based process- Merit-Based Process requires candidates to have JAIIB and CAIIB diplomas from the Indian Institute of Banking and Finance.

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