About Bank Clerk

A clerical post is a very dignified position offered to candidates who clear Bank Clerk Exams. A Bank Clerk is responsible for a lot of customer services provided at various Banks. The banking sector, as we speak of it, is the backbone of the country’s economy, and Bank Clerk serves as the building blocks of this reputed organization. Being a front office job, a Bank Clerk pays a vital role in providing the best customer service to all the existing customers of the Bank.

Role of a Bank Clerk

A Bank Clerk directly handles and takes care of the customer responsibilities and deals directly with all the customer services provided by the Bank. The various roles of a Bank Clerk in a Bank are:

• Attending to customers' requirements like the passing of cheques, withdrawal slips etc. in the Bank.

• Ensuring compliance to KYC (Know Your Customer) guidelines by RBI at the time of opening of Savings, Current Bank Accounts etc.

• Explaining the salient features of the bank's products to the customer.

• Maintaining and updating the accounts of customers.

• Follow up of customers by calling them in case of Advances.

Domains Provided to a Bank Clerk

Interest clerk: He Records interest owed to saving accounts customers and interest owed to the bank from loans and other investments.

Loan clerk: He Records and organizes loan information.

Statement clerk: He prepares the monthly balance sheets of checking account customers.

Exchange clerks: He works on international accounts, translating foreign currency into pounds sterling and vice versa.

Security clerk: He Records, files and looks after stocks, bonds and other investment documents.

Book Keeping Clerk: He takes care of records for each customer's account.

Salary of Bank Clerk

The initial basic pay of a Bank Clerk is Rs. 19900/- Apart from the Basic Pay a Bank Clerk is granted Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance etc. Thus, the Gross Salary of a Bank Clerk becomes Rs. 29,045/- The salary of a Bank Clerk might slightly differ with cities. The salary of a Bank Clerk might be slightly higher in the metropolitan city compared to the others.

Bank Clerk Vacancy

The Bank Clerk Vacancy varies for different banks. The Bank Clerk Vacancy for SBI Clerk is different from IBPS Clerk and so on. Let’s have a look at the different vacancies created through a few Bank Exams:

SBI Clerk: Around 10000 (expected)

IBPS Clerk: 10243 posts (expected)

Other Banks: 5000+ posts (expected)

Bank Clerk Jobs

Various Public Sector Banks select candidates for the post of Clerical Cadre through the Bank Clerk Exam. A huge amount of job opportunities are created in these banks every year. Bank Clerk is the coveted job of the nation allowing candidates to join the Public Sector and Government Banks all over the country. Mentioned below are the Bank Clerk Jobs for the year 2023-24:

IBPS Clerk 2023 (to select candidates for various Public Sector Banks for clerical cadre post)

SBI Clerk 2023

RRB Clerk 2023

• Nainital Bank Clerk 2023

• Federal Bank Clerk 2023

• Karnatka Bank Clerk 2023

• KarurVyas Bank Clerk 2023

• South Indian Bank 20223

• Bank of Maharashtra 2023

Bank Clerk Exam

Candidates are required to clear two phases in order to join the post of Clerical Cadre in various Public Sector Banks. It is mandatory for a candidate to clear both Preliminary Exam and Mains Exam to be eligible for the Clerical Post. There is no Interview Process conducted to select candidates through Bank Clerk Exam. After clearing both these phases, a Merit List is generated on the basis of marks obtained by a candidate and the candidates who make it to the merit list are selected for this post.

Bank Clerk Syllabus

Bank Clerk Syllabus is a bit different for both the preliminary exam and the mains exam. The preliminary exam is divided into three sections based on Reasoning, English Language, and Numerical Ability.

The mains exam is divided into four sections based on Reasoning and Computer Aptitude, General/Financial Awareness, Quantitative Aptitude, and English Language.

This pattern again differs for different Bank Clerk Exams.

Know more about SBI Clerk 2023

Know more about IBPS Clerk 2023 

Bank Clerk Eligibility

The candidate must fulfill the following eligibility criteria before applying for the Bank Clerk exam.

• The candidate must be 20-28 years old.

• The candidate must possess the minimum qualification requirement of a graduate before applying for the clerk cadre. He/She must hold a valid degree from a recognized State or Central University.

• The candidate must not hold any criminal record while applying for the exam.

Bank Clerk Preparation

The preparation for the Bank Clerk exam must be done judiciously keeping in mind the latest pattern and the syllabus of the exam. Since the syllabus covers a large number of topics, it is necessary for the candidates to choose the right set of books to prepare for their examination. 

Candidates must also go through previous years’ Bank Clerk question papers in order to acclimatize to the change in the pattern of the exam and to know the sections from which the questions are majorly asked in the exam. Follow bankersadda.com to get all study materials in the new pattern. Apart from the test series, you can also join any Coaching or online test series for self-assessment and better exam preparation. Along with the preparation for bank clerk, you can also prepare for the Bank PO exams because the syllabus of both posts is almost the same.

Bank Clerk Exams 2024- FAQ's

Ans. The starting salary of a Clerk in SBI and other public sector banks is between the range of Rs 26000 to 29000.

Ans. A graduation degree required to appear in a bank clerk exam.

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