IBPS PO Salary 2025, In-hand Salary Structure, Pay Scale, Salary Slip

IBPS offers lucrative salaries to their Probationary Officers, which is the main reason that every year graduates rush to grab this job opportunity. Many of the banking aspirants are confused about whether the bank provides a salary as per the 7th Pay Commission. In this article, we have discussed the salary and everything a bank aspirant looks forward to before joining as a Probationary Officer in 11 participating banks of IBPS.

IBPS PO Salary Structure 2025

The initial basic pay has been revised to Rs. 48480./- and the pay scale is Rs. 48480-2000/7-62480-2340/2-67160-2680/7-85920. Read further to know about the revised IBPS PO Salary Structure, Job Profile, Career Growth, Allowances, and Promotion Policy of an IBPS PO. Check the updated IBPS PO 2025 salary structure from the below-tabulated data.

IBPS PO 2025 Notification Out for 5208 Vacancies- Click to Check

IBPS PO In-hand Salary

The initial in-hand salary package offered to an IBPS Probationary Officer is Rs. 76000/- with dearness allowances, special allowances, HRA, and other perks. The IBPS PO Gross Salary is around Rs. 90000 and after a deduction, the net in hand salary remains around Rs. 76000.

IBPS PO Salary- Perks & Allowances

IBPS PO House Rent Allowance (HRA): It varies according to the place of posting and can be 9.0% or 8.0% or 7.0% of the basic salary, depending upon the type of cities (i.e., metros, big cities or other locations).

IBPS PO Dearness Allowance (DA): Dearness Allowance (DA) is given to the employees as a percentage of the basic salary. This is revised every three months based on the All India Consumer Price Index Data published by the Ministry of Statistics and Program Implementation, Government of India. The Bank unions are determined to make it a monthly revision in the impending wage settlement.

IBPS PO Special Allowance (SA): This allowance has been included in the last wage revision for the banks. It is about 7.75% of the basic pay. It came into effect from November 2017.

IBPS PO City Compensatory Allowance (CCA): Based on the type of city, it might be 0%, 3% or 4%.

Some other perks of an IBPS Probationary Officer are Learning Allowance, Traveling Allowance, Newspaper Reimbursement, Medical Aid, Benefits under New Pension Scheme etc. If we sum up then the salary may be Rs. 76000+.

Promotion Policy of an IBPS PO

Most of the public sector banks follow uniform guidelines issued by the Ministry of Finance, Government of India, regarding promotion policy matters. The public sector banks follow two channels in case of promotion i.e. the merit channel and the normal channel. You can learn about the complete details from the link given below:

Promotional Channels for PO in Public Sector Banks

Career Growth of an IBPS PO The salary of Officer JMGS I (Junior Management Grade Scale I) or probationary officers in banks ranges from Rs. 52,000 to Rs. 55,000.

For other Scale officers:

1. MMGS II (Middle Management Grade Scale II)
2. MMGS II (Middle Management Grade Scale III)
3. SMGS IV (Senior Management Grade Scale IV)
4. SMGS V (Senior Management Grade Scale V)

IBPS PO Job Profile

Probationary Officer in the bank sector is the reputation and most desired job profile among the graduates. Many of the banking aspirants want to know the roles and responsibilities of the PO employee. In this section, we have detailed the job profile, responsibilities, and tasks which a Probationary Officer has to handle after their selection.

1. During their probation period, the selected candidates are trained for various day-to-day banking operations such as finance, accounting, billing, investment, revenue collection, etc

2. A Probationary Officer has to resolve the queries of their customers.

3. A Probationary Officer is responsible for the maintenance and supervision of their respective branch activities.

4. Being a Probationary Officer, the responsibility of approaching new business opportunities to the branch.

5. A Probationary Officer has to direct the daily transaction activities and loans related activities.

6. The role of a PO is to maintain public relations with the customers and bring issues and grievances to the bank authority.

IBPS PO Salary Slip 2025

Here, we are providing you with the details of the IBPS PO Salary Slip. You can go through this Pay slip for your reference to get an idea about the salary which is credited in the account of an IBPS Probationary Officer (PO).

IBPS PO Career Growth

The career growth offered to Probationary Officer is very attractive providing vast opportunities even after the aspirant grab the job. On the basis of their performances, experiences, and knowledge below are the options that follow after owning the post of IBPS PO. The candidate have to appear in exams conducted by IBPS time-to-time to grab the promotion.

1. Middle Manager – Middle Management Grade Scale 2 
2. Senior Manager – Middle Management Grade Scale 3 
3. Chief Manager – Senior Management Grade Scale 4 
4. Assistant General Manager – Senior Management Grade Scale 5 
5. Deputy General Manager – Top Management Grade Scale 6 
6. General Manager – Top Management Grade Scale 7 
7. Executive Director 
8. Chairman and Managing Director

Also Check SBI PO Revised Salary & Pay Scale 2025

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