JAIIB AFM Preparation Strategy, Important Topics, Free Study Materials & Notes
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The JAIIB Accounting & Financial Management for Bankers (AFM) paper is considered one of the most scoring as well as conceptual subjects of the JAIIB examination. Candidates must have a clear understanding of accounting principles, financial management concepts, and numerical problem-solving. Candidates who are preparing or planning to prepare for the JAIIB AFM 2026 exam must focus on the latest exam pattern, syllabus, and preparation strategies to secure qualifying marks in AFM.
In this article, we have discussed complete details of the JAIIB Accounting & Financial Management (AFM) subject, including the latest exam pattern, detailed syllabus, exam pattern, previous year's analysis, and preparation tips.
What is JAIIB AFM 2026?
JAIIB AFM Exam 2026 refers specifically to one of the papers in the JAIIB (Junior Associate of the Indian Institute of Bankers) examination — a professional banking certification exam conducted by the Indian Institute of Banking & Finance (IIBF) for banking professionals in India. Every year, the JAIIB 2026 Accounting & Financial Management examination is conducted twice, usually in May and November. The JAIIB 2026 registration has been already started on 2nd February 2026. The AFM exam has been scheduled for a separate date, for which official dates are as follows-
- For May cycle- 10th May 2026
- For November cycle- 8th November 2026
JAIIB AFM Exam Structure 2026
The AFM paper is a 100-mark MCQ exam with a 2-hour duration with no negative marking. Understanding the exam pattern for JAIIB AFM subject helps candidates plan their preparation and manage time effectively during the exam.
| Particulars | Details |
| Exam Name | Accounting & Financial Management for Bankers (AFM) |
| Exam Mode | Online |
| Type of Questions | Objective (MCQs) |
| Total Questions | 100 |
| Total Marks | 100 |
| Duration of Exam | 2 hours (120 minutes) |
| Medium of Exam | English / Hindi |
| Negative Marking | No |
| Passing Marks |
|
JAIIB May 2026 Registration Starts- Click to Check
How to Prepare for JAIIB AFM 2026?
AFM is a combination of accounts + finance and bankers consider it as the toughest exam, but with the right order and practice, it becomes one of the most scoring JAIIB papers. Scoring good marks in AFM requires both concept clarity and numerical practice. Below are proven preparation tips for the AFM paper:
Preparation Tips for JAIIB Accounting & Financial Management (AFM) |
| Understand Concepts Before Memorising- AFM is not theory-heavy like other subjects. Focus on understanding why formulas work, especially in capital budgeting, ratios, and costing topics. |
| Practice Numerical Questions on daily basis- You must allocate atleast 1 hour daily to solve questions from Capital budgeting numericals, Ratio analysis problems, Break-even and marginal costing. This practice improves speed and accuracy. |
| Use Previous Year Question Papers- Solving JAIIB AFM Previous Year Papers helps in: Understanding question trends Identifying high-weightage topics, Improving time management |
| Learn Important Formulas- Prepare short notes for revision of forumla covering: Time value of money, Ratios, Costing formulas, Working capital calculations. Revise it frequently. |
| Attempt Mock Tests- Regular mock tests help evaluate: Conceptual clarity, Speed under exam conditions, Weak areas needing revision |
| Focus on Scoring Topics- High-scoring areas in AFM include: Ratio analysis, Cash flow statements, Marginal costing, Capital budgeting |
JAIIB AFM 2026 Free Notes
These JAIIB AFM Free notes cover all important concepts, formulas, and exam-focused points as per the latest IIBF JAIIB syllabus. Ideal for quick revision, last-minute preparation, and numerical practice. Free notes explain these topics in a simple, step-by-step manner, making them ideal even for non-commerce background candidates.
JAIIB AFM Free Notes - Click to Download
JAIIB AFM Previous Year Weightage Analysis
Below is a compiled analysis (out of 100 questions) based on recent JAIIB AFM question papers (last 2-3 years JAIIB AFM Exams held):
| Topics | Approx. No. of Quesions |
| Ratio Analysis & Financial Statements | 18-22 |
| Costing & Break-Even Analysis | 12-16 |
| Capital Budgeting (TVM, NPV, IRR) | 10-14 |
| Working Capital Management | 8-12 |
| Accounting Principles & Final Accounts | 8-10 |
| Cash Flow / Funds Flow Statements | 8-10 |
| Cost Concepts, Marginal Costing | 6-8 |
| Capital Structure & Dividend Policy | 6-8 |
| Depreciation & Rectification of Errors | 4-6 |
| Accounting Standards Overview | 2–4 |