LIC ADO Exam Pattern 2026 for Prelims, Mains & Interview
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- LIC ADO Exam Pattern 2026
To ace the ADO Exam 2026, all the aspirants must be well versed with the Exam Pattern & Selection Procedure for the same. Thus, the knowledge of the LIC ADO Exam Pattern 2026 is important as it will help the candidates to make their preparation strategy for the exam. In this article, we have discussed the complete LIC ADO Exam Pattern along with the division of sections, topics, marking scheme, and other details. Go through the complete article for the LIC ADO Prelims & Mains Exam Pattern.
LIC ADO Selection Process 2026
The Selection will be made based on an online test, followed by an Interview of candidates who qualify in the online test and subsequent pre-recruitment Medical examination. The selection of the LIC ADO will be conducted in three phases:
- Prelims Exam
- Mains Exam
- Interview Process
It is to be noted that applicants for LIC ADO 2026 can fall under the following categories:
Employee Category: Full-time Individuals, salaried employees of LIC (in Class III)
Agents Category: Individuals who work as agents under LIC
Open Market Category: All other candidates
Let's have a look at the exam pattern for different posts offered through the LIC ADO 2026 exam.
LIC ADO Exam Pattern for 'Open Market Category'
Selection of an Apprentice Development Officer from the Open Market Category will be done through a two-phase examination.
LIC ADO Exam Pattern: Prelims Exam
Preliminary Examination consisting of objective tests will be conducted online. The test will have three sections (with separate timings for each section) as follows:
| S.N. | Sections | No. of Questions | Total Marks | Duration |
|---|---|---|---|---|
| 1. | Reasoning | 35 | 35 | 20 minutes |
| 2. | Numerical Ability | 35 | 35 | 20 minutes |
| 3. | English Language | 30 | 30** | 20 minutes |
| Total | 100 | 70 | 60 minutes | |
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** English Language test will be of a qualifying nature, and the marks in English Language will not be counted for ranking.
Candidates equal to 20 times the number of vacancies in each category, subject to availability, will be shortlisted for the main examination.
LIC ADO Exam Pattern: Mains Exam
The main examination, consisting of an objective test, will be conducted online. The main examination will consist of objective tests for 150 marks.
| S. N. | Sections | Number of Questions | Total Marks | Duration |
|---|---|---|---|---|
| 1. | Reasoning Ability & Numerical Ability | 50 | 50 | 120 minutes
|
| 2. | General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary | 50 | 50 | |
| 3. | Insurance and Financial Marketing Awareness with special emphasis on knowledge of Life Insurance and Financial Sector | 60 | 60 | |
| Total | 160 | 160 |
LIC ADO Exam Pattern for Agents & 'Employee Category'
Selection of Apprentice Development Officer from Agents & Employee Category will be done through a single-phase examination i.e. Main Examination.
The main examination, consisting of an objective test, will be conducted online. The Main examination will consist of objective tests for 150 marks.
(i) LIC ADO Exam Pattern for Agents Category
| Sections | Number of Questions | Total Marks | Duration |
|---|---|---|---|
| Reasoning Ability & Numerical Ability | 20 | 20 | 120 minutes |
| General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary | 20 | 20 | |
| Practice and Principle of Insurance Marketing | 60 | 120 | |
| Total | 100 | 160 |
(ii) LIC ADO Exam Pattern for Employee Category
| Sections | Number of Questions | Total Marks | Duration |
|---|---|---|---|
| Reasoning Ability & Numerical Ability | 20 | 20 | 120 minutes |
| General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary | 20 | 20 | |
| Elements of Insurance and Marketing of Insurance. | 60 | 120 | |
| Total | 100 | 160 |
Candidate must obtain minimum qualifying marks in each Section separately and should also obtain minimum marks in the aggregate to qualify for the examinations (Preliminary and Main) and the interview.
LIC ADO Interview Process
Marks obtained in the Main Examination only will be considered for shortlisting for interview, and marks obtained in the Main Examination + marks obtained in the interview will be considered for the final merit listing of candidates. The maximum interview marks are 37.
Pre-Recruitment Medical Examination
The selected candidate will be appointed as Apprentice Development Officer, subject to him/her being found medically fit by the Medical Examiner authorized by LIC for the purpose.
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